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Montana State Auditor: Pyramid Scheme Stole $1.8 Million from Montana Residents

By KFBB News Team
By The Associated Press

The State is trying to stop an alleged pyramid scheme from operating here in Montana. The State Auditor has issued a Cease and Desist order against a company that has reportedly taken more than $1.8 million from participating Montanans.

After many phone calls and complaints over the last few months, Montana Commissioner of Securities and Insurance Monica Lindeen announced that her office has ordered Kentucky-based Fortune Hi Tech Marketing to stop operating in our state.

"What they do is convince people that it's a great money-making venture,” Lindeen said. “Unfortunately, very few people actually make any money."

Nearly 1,300 Montanans have been recruited to be part of the alleged pyramid scheme. Commissioner Lindeen advises those people to immediately end their involvement with Fortune Hi-Tech Marketing.

She adds that especially during difficult economic times, more schemes surface and people are more likely to look for alternative ways to generate income.

"They have more scams today than ever,” said Helena resident Bud Lee. “People have to be wise."

"I think it happens everywhere, so I’m not surprised it happened here," said Joey Carter of Helena.

"When you lose your job, you find ways to keep the electricity on. So, I bet more of these things start to crop up," said Raylean Garrison of Helena.

Lindeen adds that members only benefit if they recruit others to join this alleged scam. She says her office is committed to keeping pyramid schemes out of Montana.

"In Montana, we will not tolerate forms of pyramid schemes and we are going to stop it. We don't want to see hard-working Montanans lose their money."

On its website, Fortune Hi Tech marketing says it hopes for a quick resolution to the matter, but asks its Montana reps to refrain from doing business in the meantime.

Lindeen says she anticipates a hearing against FHTM and hopes that some Montanans can get their money back.

For more information or to make a complaint, she encourages you to call 1-800-332-6148.

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Dalton said on Monday, Mar 21 at 6:47 PM

FHTM makes the FTC hit list called Operation Empty Promises. Why or how could they make a list that's about bringing down rip-off schemes?

Harvey Whippleman said on Saturday, Dec 25 at 6:19 AM

It's true. A 2nd lawsuit filed in California claiming fraud, pyramid scheme, RICO violations, etc. Seems like a perfect Christmas gift for the FHTM outside legal team - millions in fees for them to defend another major lawsuit.

Charlie and Jenny said on Friday, Dec 24 at 4:43 PM

We just read how a second class action lawsuit was filed in Southern California this week against FHTM. The problems continue after FHTM's problems earlier this year in Montana. Not looking good for anyone in FHTM.

Brett said on Sunday, Dec 19 at 2:11 PM

Here is what Texas says The Texas Attorney General's office sent Fortune a "civil investigative demand" letter on Aug. 26. The letter asked for the names of all state residents enrolled in Fortune, how much they paid to get in and got in return, along with the gross product sales in the state. The letter also asks the names and earnings of the highest-ranking managers of the company, who is below them on their teams and how much comes from direct product sales as opposed to "commissions, bonuses or sales by others." Jerry Strickland, a spokesman for Texas Attorney General Greg Abbott, says the office is reviewing Fortune's response, and the "investigation is ongoing."

Brett said on Sunday, Dec 19 at 2:10 PM

FHTM being investigated again, this time in North Carolina along with Texas. Now they are getting some heat in Maple Ridge, Canada. I so much trouble in the past year it is a clear enough sign that FHTM is treading on dangerous grounds of being shut down.

MIKE said on Saturday, Dec 11 at 5:57 PM

I find the commments here hilarious by the people who are so confortable working a job and complaining how FHTM stole from them, because its really theyre fault for not working the business, Nobody is going to do it for you! i been doing fhtm for atleast 1 1/2 yr and im glad i got to fire my boss. and im able to help those open minded people that dont complain and actually make the decision of doing something and going to work do the same thing!! I have never ever made so much money in my entire life than i have in the last few months of my fortune business!! THANK YOU FHTM !!! LETS GO KNOCK EM DOWN AND ROCK THIS THING AND GOD BLESS THOSE WINERS AND THUMB SUCKING LOOSERS THAT ONLY COMPLAIN!! LETS GO!!

Jason said on Wednesday, Sep 8 at 2:40 PM

Apparently a few reps got together to file a class action lawsuit against FHTM a few days ago, for Racketeer Influenced and Corrupt Organizations (RICO). Something like this just happened to another scheme called Efusjon. In that MLM scheme a rep filed a class action lawsuit alleging Efusjon to be an illegal pyramid scheme. This could be interesting.

Natalie said on Tuesday, Aug 17 at 2:03 PM

pyramidschemealeart did an excellent write up on FHTM and the income disclosure statement. The conclusion, no one is making money except a tiny percent sitting at the top, then 99% of those who get involved drop-out. Makes sense why MLM businesses like FHTM are not a sustainable way to make money. Most will spend more on the products offered in order to qualify for bonuses, resulting in a loss.

jeanmac1 said on Friday, Aug 6 at 8:23 AM

Go back and read the fine print. These supposed great companies are affiliates. Anyone can sign up for free with these companies. What are you paying fhtm for? Start your own websites with these companies and get the commissions for your self. Do your homework people.

Pete said on Thursday, Aug 5 at 4:07 PM

I would like to say, I'm happy I got my money back. It was a big waste of time. I just wish I would of done my research before I wasted my time and money.

to becky said on Thursday, Aug 5 at 10:27 AM

If you read the Cease and Desist order provided by the State Auditor in Montana, FHTM is not partnered with a bunch of huge companies. What you said is a lie. Also, tell me this, you said all the complaints to BBB have been resolved by FHTM, but why did the complaint reach the BBB in the first place? Why couldn’t FHTM handle the complaints from the consumers before involving BBB? Oh yah, hate to tell you, but not all complaints are resolved, I show delayed resolution by the company on BBB report, it’s part of why FHTM has an F rating. There is a reason not to trust a MLM rep.

becky said on Monday, Aug 2 at 7:30 AM

for anyone who wants to make money, fortune is a good company partnered with a bunch of huge companies. it's not a scam, but you can't sit there and expect to get free money. you have to work for it. as for the bbb rating. it does have an F rating. but if you read the rating, you will find that every single complaint has either been resolved or the company made every attempt to resolve. you most likely wouldn't see that in an A rated company. and the company is HUGE so that is not that many complaints. also the montana lawsuit probably added negativity to the report. but amway just got mad b/c fortune reps were flashing their checks...which is illegal...and they sued them. fortune is now doing business in montana. what does that say for the company?

McDonnell said on Sunday, Jun 20 at 7:44 PM

People will never learn as long as they are susceptible to pyramid schemes like Fortune. Do not trust reps that make claims of high profile people in FHTM, most likely it’s fabricated to trap you to join. It almost worked on me until I did my research.

Mary said on Thursday, Jun 10 at 9:06 PM

It doesn't appear that Fhtm will be paying anywhere near the 840,000 the state ordered set aside for refunds. Less than three dozen requests so far.

To Joe said on Thursday, May 27 at 2:17 PM

The Charlotte, NC news story was able to prove more misleading information. No mention of any former reps in the video. The news story points out how high profile people in North Carolina was used to gain credibility. Former Charlotte Mayor Pat McCrory, who said he'd "never heard of it. I have absolutely no connection." Also, NASCAR legend Geoff Bodine, who said, "I'm not involved. Someone signed me up. They're trying to use my name." WOW!!!! Excellent piece of investigation. I can see why BBB rates FHTM with an F rating as others have pointed out.

To Bodine said on Thursday, May 27 at 11:20 AM

I wouldn't give much credit to that story. The guy that is behind it is a former fhtm rep. He vowed a few months ago that he would single handily bring down fhtm. He even admitted on his facebook page that he was calling attorney general's and bbb's across the country and filing complaints. It appears he is now getting into the media with his personal vendetta. What a looser.

Bodine said on Thursday, May 27 at 7:17 AM

Charlotte, NC just release a news story they did on FHTM and uncovered some more very interesting information.

Sarah said on Wednesday, May 26 at 7:09 AM

FHTM definitely has an F rating with the BBB. I just checked it out.

Anonymous said on Wednesday, May 26 at 2:05 AM

Nope it's an "F" it's not that hard to check.

Josh said on Wednesday, May 26 at 12:51 AM

FHTM has a BBB rating of B, not F as the first commenter suggested.

Natalie said on Tuesday, May 25 at 11:22 AM

I'm so glad our State Auditor fined these pushers. Eventually it will end once it becomes noticeable enough by other States. A track record of two cease & desist orders and an F rating with the BBB should be an example of the troubles to avoid.

Mary said on Friday, May 21 at 3:54 PM

As of this afternoon there have been 23 requests for a refund according to Lindeen's office.

Paul said on Thursday, May 20 at 6:59 PM

I got my money back. Yeppie!!!!!!!!!!!!!

Robert said on Thursday, May 20 at 2:52 PM

I'm doing well with FHTM. I don't know why there is so much hatred towards this company.

To James said on Thursday, May 20 at 8:51 AM

Get a clue and an education. They got you brainwashed big time that you can't make sense of the business world. LMAO!!!!

James said on Wednesday, May 19 at 4:51 PM

So to those making negative comments: you work at a company that never ever does any kind of training? You never ever have an employee that does things incorrectly while doing his job? You never ever have anyone at any other company ever skew the facts to make a bigger commission? Wow hard to believe every other company out there is perfect! Oh by the way: If FHTM was a scam it would not be allowed to do business anymore. HELLO!

Anonymous said on Wednesday, May 12 at 6:16 PM

Hahaha yeah I noticed that too pretty funny and obvious and not very creative.

This is good said on Wednesday, May 12 at 12:56 PM

I've been following these comments for a few days now and I couldn't help but notice the same FHTm rep posting under multiple names, making up new stories. It’s easy to spot. Makes you wonder if that is how he operates his business to get new members. LOL Is your business hurting that bad? LOL Judging by the IDS put out by FHTM you must fall into the 94.81% that are barely making any money.

Ricky said on Wednesday, May 12 at 11:08 AM

I have been following this story since March. I had a coworker try and get me to join just a few days before this company was ordered to shut down. I laughed at him when I heard the news. Then of course he got the last laugh a couple of weeks ago when the state said they were OK. Anyway, I am now considering joining this company. From what I see following these comments is that even those against this company claim that the average rep at the lowest level can make around $1200 in there first year. Doing the math, $299 to join and $25 a month for the website would only be $600. That would be a 100% return on the investment would it not? Am I missing something here? I have watched a couple of the presentations online, and even based on the comments by those in favor of fhtm on this page I don't see any hyped up claims. Can someone tell me why I shouldn't join? Like I said even those who are against the company acknowledge that money is being made by most.

To Anonymous said on Wednesday, May 12 at 10:45 AM

Great points! You seem to be the only sensible person posting Truths. I can see how misleading it is when reps use the ESM figures to try and make failing numbers look better. It is best for people to review the IDS for what it is. FHTM reps shouldn’t try to explain something they don't understand themselves.

Joe said on Wednesday, May 12 at 10:37 AM

95% of those in FHTM barely make enough to cover expenses. Typical MLM.

Anonymous said on Wednesday, May 12 at 10:34 AM

I think a lot of people would like to earn an extra $150 per month after expenses as 95% of the fhtm reps are averaging. ($175 - $25 for website) Keep in mind this is by putting in just a couple of hours per week. So those comparing this to a minimum wage part time job, it would be the equvilent of making $12.50 an hour working 3 hours a week. Also keep in mind if you devote more time each week you will earn more, and if you work less it will be lower. And as hard as it is to believe, it does take years to build a business. So in three or four years you will be making a very good income with fhtm. It doesn't come overnight and most people who have even a tiny bit of education knows this. You reap what you sow in this world.

to ananymous said on Wednesday, May 12 at 10:23 AM

Keep in mind anonymous that those averaging $93 per month are probably only putting in a couple hours per week. Therefore, the result is just a little extra in income each month. Also keep in mind that those who take their business seriously will advance to Regional within thier first year and in return increase their income. It takes 3 to 5 years to make really good money with fhtm. Some do it much faster, but most start out very part time and gradually build their business. Most people drop out because they do not have the patience or discipline to see things through. As you can see from the disclosure statement those at Executive and above have remained with fhtm for three years or more. This is not a get rich quick scam, it is a business opportunity that works with persistence and hard work.

to Lol said on Wednesday, May 12 at 10:14 AM

Those who work do very well in network marketing whether it is fhtm, mary kay, primerica insurance, avon, whatever. Those who do not work make very little or nothing. That's just how it is. As seen in the disclosure statement, those who are working are earning sizable incomes. Network marketing is not a get rich quick sit back and the money rolls in type of opportunity. It is a business. Treat it as one and you will succeed. Unfortunately people think they pay their enrollment fee and the money starts showing up in the mailbox. Based on your analysis, That would be around $186 per month for 95% of those in fhtm. This would be a net profit of $161.00 after the ongoing expense of $24.95 for the website each month. Even that small amount would benefit many during these hard times. Even according to your numbers people are benefiting from being involved with fhtm.

Anonymous said on Wednesday, May 12 at 10:06 AM

What you wrote is not accurate at all. Adding up the averages of the manager, regional manager and esm levels does not come to the average of the typical rep, that is why they are listed separately.   Also this is why fhtm reps should not be making income claims outside of what is published on the disclosure statement; maybe you should attend another training.  Average montly income of a fhtm rep at manager (54.26% of reps) $93, regional (40.55% of reps) $256. That is 94.81% of reps. Then you get to the esm level which is only 4.75% of reps who average $2,627 per month after over three years in fhtm. You are trying to use the 4.75% esm level to try to raise the average of the other 94.81% of the reps that make close to nothing and would make more part time at min wage.  Its a nice try, but as usual with fhtm reps, an attempt to mislead and hide the fact that this is a poor opportunity.  Those are not lies. The numbers come from fhtm's own IDS.

LOL said on Wednesday, May 12 at 9:57 AM

I performed an analysis of the 2009 Income Disclosure Statement put out by Fortune and it confirms the abysmal earnings of the majority of distributors – the distributors ranked at Regional Sales Manager and below, who make up 95% of the total sales force in Fortune Hi-Tech, have an average income of $43.62 per week and this certainly represents a LOSS when all the ongoing costs are factored. Certainly people cannot see this as a winning investment program when 95% of those make far-far less than minimum wage and only 5% are reaping the benefits of 95% of those that don’t make hardly any money. Legitimate? Hardly! More like unethical.

Rep in Billings said on Wednesday, May 12 at 9:28 AM

What I read from the financial disclosure, is that the average person in FHTM makes around $992 a month. This is an average based on the manager, regional, and executive levels and does not include the top to levels that only a few reach. So I think that much extra income per month is pretty good. You failed to mention that FHTM paid out 1.8 million dollars in commissions to members between 2007 and 2009 here in Montana alone. Also, Mr. Orberson's actions speak volumes for his character. Actions not words as they say. What have you done to help your fellow neighbor besides spread lies over the internet? I would expect that it is very little. Generosity is not a characteristic of dishonest people.

Anonymous said on Wednesday, May 12 at 4:33 AM

I would say heading a company where less than half of 1% of the members make any real money and over 94% of the members only average a little over $200.00 a month is not helping people but exploiting people; sorry if the truth is negative. Of course if you love charity so much why don’t you skip giving your money to Paul and give it to the charities yourself. It sounds like money from Montana is going to build clubhouses in Kentucky and Paul’s trips on private airplanes, vacations, cars, houses etc. FHTM had to set aside $840,000.00 to reimburse Montana residents that wanted their money back and felt scammed. Imagine how much money would have to be set aside if other states required the same thing. I’m sure there are many more that would like their money back.

Anonymous said on Wednesday, May 12 at 4:32 AM

Hahaha! I always love that response from the fhtm people, everything that may shed light on fhtm’s short comings, and especially your beloved leader/idol/demigod, is automatically dismissed as being negative. I’m sorry if the truth is negative in your perspective. I forgot you all are supposed to avoid “negative” people or should I say anyone that doesn’t go along with the fhtm’s world view. Many people hide their misdeeds behind supposed charity; it is not a new idea. Thoreau said it best when he wrote ”…it may be that he who bestows the largest amount of time and money on the needy is doing the most by his mode of life to produce that misery which he strives in vain to relieve.”

Mary said on Tuesday, May 11 at 9:33 AM

Wow anonymous, you are such a negative thinker. It must be sad to be you. You see the negative side of everything don't you? The way I see it, it shows that the owner of this company is a generous man. He also gave $100,000 to the relief efforts in Haiti, 1.6 million to the University of Kentucky, along with tens of thousands to local churches and ministries. Tax breaks or not, I am happy to see that some of the profits from this company are going towards helping others. Not what one would expect from a scam artist as many on here claim. It is just not a characteristic trait as most scam artists are driven by greed and selfishness.

Anonymous said on Tuesday, May 11 at 1:51 AM

I'm sure the people that have been scammed by this company will be glad to know that the money that they worked hard for and were scammed out of went to build a nice clubhouse.  And i'm sure paul got a nice tax break for his help as well.

On a positive note said on Monday, May 10 at 10:15 AM

Bowling Green, Ky., May 8, 2010 – Western Kentucky University held a dedication ceremony on Saturday, May 8, for the new Paul C. Orberson Baseball Clubhouse, a facility named for FHTM Founder and President and former WKU baseball player Paul Orberson. Orberson made the lead gift of $600,000 toward construction of the clubhouse, which opened earlier this year."We are all so excited about our new clubhouse,” said head coach Chris Finwood. “Mr. Orberson's gift really brought this project together, and we want to make sure that it is a facility that he will be proud to have his name on.

Jessica said on Monday, May 3 at 6:49 PM

Andrea you told me today that you are getting your money back because you found an honest way to make money from home. For the past month the hair salon is making you a lot of money.

Andrea said on Monday, May 3 at 5:48 PM

I have been in fhtm for three months and have not made my investment back yet. I did get a check for $95 so far for the one person I have signed up under me. I can not blame fhtm for my lack if income, because I really haven't worked that hard at it up to this point. Not to mention the state shut me down for a month and a half. I will not ask for a refund because I enjoy meeting new people and now that I am able to promote my business again I can see that I will eventually make a return on my money. I love fhtm!.

Susan said on Monday, May 3 at 4:22 PM

I have taken a look and was quite surprised when I looked at the new financial disclosure statement from fortune. Most people involved do not make money in this company. This is quite the opposite of what I had expected! Anyone else taken a look at it? I can make more than 95% of those reps if I picked up a part-time job feeding puppies to my neighbor Elvis.

Margaret said on Monday, May 3 at 2:14 PM

I joined fhtm over the weekend. I will be trained later this week. Everything I have learned to this point has been amazing. The people nor anything I have seen remotely resemble what most of the people commenting on this story claim it to be.

joeeeeeanice said on Monday, May 3 at 12:43 PM

My thoughts exactlly Joerandall. Great comment!

Joerandall said on Monday, May 3 at 12:37 PM

Biggest scam out there. They want you to target friends and family to join or sign up. What a scam! You can make more money part time flipping hamburgers than what 95% in FHTM make.

Randall said on Monday, May 3 at 9:59 AM

I have had no problem signing people up since the order was lifted. Actually I have had people that knew I was in fhtm approach me instead of the other way around. Most people know that fhtm is a good company to be involved with. Sometimes settleing a lawsuit is a lot easier and cheaper in the long run. Fhtm is still in business which tells you that they are not a scam. As for the trining it is going to be the same as alway as they have always stressed following company procedures. None of the reps I personally know are going to ask for the refund, so I doubt there will be many who do.

Anonymous said on Monday, May 3 at 12:04 AM

That's interesting, I wonder why fhtm had to set aside $840,000.00 to refund money to anyone that wants to quit or had previously been involved with fortune?  I'm sure those people that want their money back felt scammed.  And I wonder why fhtm reps now have to undergo extra training to learn how to present their business, if you can call it that, in a way that doesn't mislead people?  And why was a fhtm ESM fined $5,000.00 and Fortune fined $150,000.00?  But I suppose you can point out that the agreement states that fhtm does not have to admit any wrong doing; however, they sure are having to do a lot and pay alot of money for not doing anything wrong! I'm sure it will be harder to present the Fortune opportunity when you can't lie about how good it is.

Tina said on Sunday, May 2 at 12:07 PM

To anonymous, Those doing wrong? Didn't the state just announce that fortune is not scamming Montana citizens? How much clearer does the message need to be? I think the previous remark was just saying that it is time to move on. This fight is over that's all. They may just be someone who sees this story constantly on this website and have nothing to do with this company. Who Knows? But I must agree, there are more pressing issues in our communities.

Anonymous said on Sunday, May 2 at 10:37 AM

Of course you want people to "drop it." Those that do wrong do not like to be exposed.  I'm sure you all would like to scam in peace and not let anyone else point out your scam.

Anonymous said on Saturday, May 1 at 4:20 PM

I can't believe this story is still in the most popular list! Even with the state agreeing with Fortune Hi Tech Marketing some of you still can't give it a rest. It's time to move on to something else folks. They were fined and are back to business as usual. This company looks like it is here to stay. You win some you loose some.

Chris said on Friday, Apr 30 at 8:13 AM

Big time money waster. At least I can get my money back. :-)

joeeeeeanice said on Friday, Apr 30 at 5:35 AM

The IDS is too funny 95% of those in FHTM can't even make as much as a part time wage earner, even after a year or two in FHTM. How pathetic! How unethical! Numbers don't lie!!!!!!

Anonymous said on Friday, Apr 30 at 4:04 AM

And since you all like comparisons think of this.  A kid flipping burgers, working 3 hours a day 5 days a week at min wage (7.25 per hour) would make approximately $5655.00 per year. That is almost double than what the disclosure statement says that the average regional manager makes a year and more the 94.81% of the listed reps on the statement, in fhtm.  Looks like the kid flipping burgers isn't on the Journey of the Broke, what you all call a job, its the fhtm reps. You all are the biggest suckers! And the kid flipping burgers didn't have to pay to get his job and training.  It must hurt to know the kid asking you "do you want fries with that?" probably makes more than you!

Anonymous said on Friday, Apr 30 at 3:37 AM

Such angry responses from fhtm reps, all I did was point out how little the average rep makes.  The numbers came from fhtm not me. And Janice Montana did not approve anything, fhtm settled the allegations and agreed to make changes to its program. Did you forget fhtm's policies that state that a rep should not say that any agency has approved the fhtm model? You reps can't even obey your own rules and that is part of why fhtm is in so much trouble.  I guess that is why you all need extra training though.

To Janice said on Thursday, Apr 29 at 10:54 PM

I think you mean you sell 18 products and services per month.....and you have sold those 18 products and services to return customers no new customers in over a year is that correct....because the products and services have contracts like cell phones, internet and Dish....Great Job Janice looking forward to getting going again May 6th....

Janice said on Thursday, Apr 29 at 4:29 PM

The FTC doesn't require you to sell products forever do they? I haven't recruited any new reps in over a year either. The income from the sales of those same 18 products and services is equal to more than four times what those 11 individuals that I signed up had to pay to join Fortune combined. Did you forget that Montana approved this business model? Fortune's business plan simply states that you only have to do two things: sell a few products and services to others and show a few people how to do the same. Notice the key word "few". I can attest to the fact that this method works.

to anonymous said on Thursday, Apr 29 at 4:13 PM

You clearly don't understand how to read a financial disclosure statement. Those numbers are actually much better than almost all small business opportunities available. The success rate for most is around 3%. Fhtm has around a 6% chance to reach the higher income levels which means you have double the chance for success for them. The overall chance for anyone starting any type of business and being successful after five years is not much better than 10%. Those are numbers that do not lie. According to the statement, the longer you allow the business to grow the better your chances of success.

Anonymous said on Thursday, Apr 29 at 2:54 PM

hahaha! Its not my math, those are numbers put out by FHTM! You folks can't hide the facts anymore!. That is from the now required IDS. And don't need to make sales? I thought it was all about sales?!? And people wonder why FHTM GOT IN TROUBLE. Be careful the last ESM WAS FINED 5000.

Joooooeeean said on Thursday, Apr 29 at 11:31 AM

Haven't sold a product in over a year? Ooops!!!!!!!! Don't let the FTC hear you say that, they may think you are truly operating a pyramid scheme.

To Brandon said on Thursday, Apr 29 at 10:50 AM

The people who are making very little money with FHTM are not putting in the traditional 40 hour week so the comparisons to minimum wage are not accurate as they may only be working their business two or three hours a week. Basiclly you get out what you put in. The higher income producers probably treat their business as a full time venture. They would be the ones making a full time income. If you look at the disclousure statement it is basicly a reflection of real life. Only 5% of the population is in the top of the income earners in the country and most of us (95%) fall somewhere below that. Most people do not have the ambition or know how to reach the top 5%. This is true in any business setting. It's basis economics.

Janice said on Thursday, Apr 29 at 10:41 AM

You people need to understand thet Fhtm is the perfect business as you do not have to sell a lot of services or products. Only 15 in your lifetime with the company. You only have to recruit a few people in your downline and you are pretty much done. The law of math takes over from there. I have only recruited 11 people and sold 18 products in my three years with the company. I haven't sold a new product or service in over a year! I am at the Executive level and make slightly over the average according to the disclosure statement. I spend my time helping those in my downline do as I have done. There is little overhead in this business my website runs me $300 a year and the renewal fee is $200. I don't travel outside of my county so there are no expenses of consequences there. Don't listen to those who have no experience in the business world and check the facts for yourself.

Janice said on Thursday, Apr 29 at 10:27 AM

Anonymous, By your mathematics, the average person starting with FHTM has a better chance of earning a million dollars a year that in the regular work force or any other business opportunity. Did you know that only 0.62% of the population of North America are considered millionaires? So in reality, a persons shot at making it in any profession is pretty slim. As for 54% being at the low earning managers code, most are promoted within their first year. A business can't be built over night. It takes years. Anyone who sticks with FHTM for 3 to 5 years will do well. It is not a get rich scheme it is a business. Treat it like one, work hard, and don't give up and you will succeed.

Brandon said on Thursday, Apr 29 at 10:05 AM

OMG! THE IDS is a smack in the face for anyone wanting to join FHTM. Almost 95% of the reps make far below $2 an hour when compared to a wage earner. FHTM Managers monthly commission Avg. $93 a month, that is $.58 cents an hour compared to a wage earner. FHTM Regionals monthly commission Avg. $256 a month, that is $1.60 an hour compared to a wage earner. Only a hand full, .07% that sit at the top of the pyramid structure are cashing in off 99.3% of everyone’s effort at the bottom. I am reminded of P.T. Barnum’s observation that there is a new fool born every day.

Anonymous said on Thursday, Apr 29 at 12:18 AM

And if you take into account that time you spend you will most likely be making far less than min wage. You will be lucky to break even. Not to mention no retirement benefits, no type of real insurance etc. What they do is sign up people, who try for a while and often quit before the first year, after which the less than .07% of the people at the top get their money and continue to make money from the services that were signed by those people that quit. This .07% at the top are mostly the people that came over with good ole Paul in the beginning. And of course they say you are lazy if you quit or didn’t succeed anything to keep you working to make more money off you. You’d be better off working a part time job at min wage. You would make more per year on average than 94.81% of FHTM reps. What a scam!

Anonymous said on Thursday, Apr 29 at 12:13 AM

I don’t know what you FHTM people think a good income is, but according to the income disclosure 54.26% of the reps listed at the Manager Level made on average of $93.00 per month after being in the program for nearly a year. At the Regional Manager level, which was 40.55% of listed reps, the average monthly income was $256.00 with over a year in the program, in total that is a total of 94.81% of the listed reps. The majority of the income is made at the NSM level (0.38%) and the Presidential Ambassador (0.07%) level, making over 1.2 mil a year. This means the people really making money in FHTM are less than 1% of the reps involved! The rest of you are just lining their pockets with money. Keep in mind that that incomes listed above don’t include the cost of joining and being a part of FHTM i.e. paying for training, travel to conferences, and of course all the time you spend recruiting, recruiting and recruiting.

Thanks Susan said on Wednesday, Apr 28 at 3:57 PM

I took a look at it as well after seeing your post. It doesn't look like the average person in Fhtm is getting rich by any means, but they are making some pretty good money. I expected to see that only about 1% would make any money at all with this company the way everyone talks on the internet. Scam or not you really can earn some decent money. This type of business is not something I would consider doing, it's just not me, but it does look like it works.

Susan said on Wednesday, Apr 28 at 9:14 AM

I have taken a look and was quite surprised when I looked at the new financial disclousure from fortune. Most people really do make money with this company. This is quite the opposite of what I had expected! Anyone else taken a look at it?

Anonymous said on Wednesday, Apr 28 at 1:53 AM

If you FHTM folks had done some better planning and maybe learned a skill or obtained some education you wouldn’t have to rely on a scam like FHTM to try to realize your dreams. Get a real job! And stop trying to scam the rest of us hard working people.

Anonymous said on Wednesday, Apr 28 at 1:49 AM

That’s funny if Joan had really done her homework she would realize what a joke FHTM is. The subtle difference between a real MLM and a pyramid scheme is very hard to understand for most people. Add to that all the distortions and misinformation that Fortune puts out and you have the perfect scam. Whether or not FHTM was fined 150k or close to one million, the point is that there will be changes, and Fortune was fined and has agreed to refund a large amount of money if necessary. And since FHTM can’t be trusted it will have to be closely monitored. And by the way that is the oldest trick in the book. A con man stands in the street scamming people and has one of his friends scream out in the crowd “wow that sounds like a great deal!” because people like to follow the crowd. Hence all the stories of “I’m joining up today!”

TO Joan said on Tuesday, Apr 27 at 11:09 AM

Way to go girl...You did some homework...Hope to see you at the trainings and welcome in advance to the team

Joan said on Sunday, Apr 25 at 9:26 AM

Jay, Even the news story you pasted is misleading. You people who are always posting the negative comments and putting people and companies down based on what the news media and the government are the ones who are brain washed. I'm not in fhtm (yet) but if you do some research and read the actual documents from the state you would see where the headlines are not accurate in this case. Here are just a couple of facts I discovered over the past few days. The headline of this story states that fhtm stole 1.8million from Montana residents when they actually have paid 1.8million in commissions to people in Montana just since 2007. Also, there were only fines of $105,000. I'm going to sign up on Tuesday, so fhtm is about to make some money off of me as well. And while there is no guarantee, I also hope to be one of those who can create some extra income.

Jay from Missoula said on Sunday, Apr 25 at 8:43 AM

You FHTM reps are clueless and hostile. All I did was cut and past the News Release directly from the Montana’s State Auditor’s website. I had nothing to add, but yet you attack me like blood thirsty cult addicts for posting facts. Nice representation!

Ben from Florida said on Sunday, Apr 25 at 7:32 AM

Jay from Missoula you dork. Do you have any factual information that Fortune had to pay 1,000,000 in fines??? I've read the OFFICIAL news release about what happened. You have not, but yet you speak like you actually know what happened. Fortune has admitted no wrong doing. The Montana has not claimed in the settelement that there was no wrong doing by Fortune. But guess what? Distributors in Montana have to go through a training before they can sell products or do Fortune businesss i9n Montana because some people...like you...say thing they should not. Do yourself a favoeor and actually go and read the OFFICIAL statement regrding the settlement so you can talk from an educated position about actual facts. However, you have proved you do not care about facts.

Jan said on Saturday, Apr 24 at 4:31 PM

It wasn't for nothing. The state managed to squeeze out $155,000 from a reputable company. I would say this whole ordeal will be a boost for Fortune.

Martin said on Saturday, Apr 24 at 4:11 PM

Well, now FHTM is able to do business in Montana again. All this hoopla was unnecessary!

Mary said on Saturday, Apr 24 at 1:24 PM

To Jay in Missula and all the others who wanted to see Fortune fail need to give up the fight. The case has been closed. Fhtm will pay the small fines without any findings of guilt, and will probably end up issuing a handful of refunds totaling a few thousand dollars. The totaled paid out will not likely exceed $200,000 when all is said and done. Getting an endorsement from the State as a legitimate business opportunity is worth paying a couple hundred thousand dollars for don't you think. Look how many millions of dollars companies pay for endorsements from celebrities. You would think by reading the headlines and news articles that Fhtm was found guilty and had to pay a million dollars in fines. That is simply not the case.

Jay from Missoula said on Saturday, Apr 24 at 1:11 PM

by claiming it offered huge income opportunities through partnerships with large companies such as Travelocity, General Electric, and The Home Depot, when such partnerships did not exist.

Jay from Missoula said on Saturday, Apr 24 at 1:10 PM

Helena- Kentucky-based Fortune Hi-Tech Marketing (FHTM) agreed today to pay nearly $1 million to settle an allegation by Montana Commissioner of Securities and Insurance Monica Lindeen that the company was operating a pyramid promotional scheme in Montana. On March 4, 2010, Lindeen ordered the company to stop operations in the state and filed an action against the company, arising from consumer complaints that her office received and investigated. “This agreement sends a clear message to businesses operating illegally in Montana that I am committed to protecting consumers,” Lindeen responded. “Montanans work hard to support their families and I will not tolerate the sale of false promises to them.” The Order and Proposed Action alleged that FHTM representatives were marketing the company as income potential to participants who agreed to recruit new participants. Those individuals were asked to pay $299 to join the program. FHTM representatives also lured new participan

to Love U Montana said on Saturday, Apr 24 at 12:55 PM

Actually you are wrong. FHTM was not guilty of being a pyramid nor were they fined for doing so. If they were a pyramid, they would have been shut down in Montana permanently. Here is a quote from the settlement. "This agreement is entered without adjudication of any issue law or fact" . In other words, FHTM is not guilty of anything. They settled and agreed to make the necessary changes to satisfy the Auditor's concerns. These changes were nothing more than rewording the way they do business. FHTM is not a pyramid and is operating under the exact same business model as it was before the cease and desist order. Sorry to burst your bubble, but your statement was not based on facts.

Jessica said on Saturday, Apr 24 at 12:15 PM

Let me get this straight, the headline of this story reads that a pyramid scheme stole 1.8 million from Montana residents when in reality they have paid out 1.8 million in commissions to the same people they allegedly stole from. Now the state says that they are a legitimate business opportunity and expects these same reps to ask for a refund of the money they invested. I doubt anyone will do that especially with all the attention this story has brought to this company. In essence it is like FHTM paid $100,000 for advertising that normally would have cost millions. Can't beat that. The current reps in Montana are sitting pretty now that the order has been lifted and the state says they are legit. You can't get a better endorsement than that!

Rep in Billings said on Saturday, Apr 24 at 11:23 AM

Wow, people need to learn to comprehend what they are reading. There is no $1million fine! Also very few of the current reps are going to ask for a refund. I have 86 people in my downline, and none are going to seek the refund. Even those who have yet to make a dime on their return because they see the potential return on their investment. I would be surprised if more than a hundred take the state up on that offer. There were only very minor changes. The tools no longer count as customer points, but most of the points come from Dish, True Essentials, cell phones, etc anyway. Fhtm has always kept up with customer records so that is not a big deal either. Now that Montana has given Fhtm the seal of approval, I urge everyone to take a look at this outstanding opportunity.

Is what it is said on Saturday, Apr 24 at 7:27 AM

As a result of the million dollar fine, FHTM had to change the comp plan, training, average earnings report, maintaining monthly records of non-participant customers, refund records of IRs, and entry fee in Montana. FHTM can no longer offer points on “TOOLS” in order to earn commission. Tools like Tel-tag, Fortune TV, replicated websites (office-assistance, and Travelocity).

From FHTM said on Friday, Apr 23 at 8:20 PM

FHTM has operated in the state of Montana since January of 2001. We, as a company, feel a tremendous obligation to our Montana Independent Representatives and strive to maintain a good working relationship with state authorities. Since January 1, 2007, FHTM is proud to have paid over $1.8 million dollars in commissions to Independent Representatives in Montana. We will continue to develop and promote an environment that allows our Representatives an equal opportunity to be successful.

Joe said on Friday, Apr 23 at 8:03 PM

The fines only totaled $105,000 which is very small to a company the size of FHTM, in addition they have to pay $50,000 to some state trust. The $840,000 is to be refunded to any current rep who no longer wants to continue in the business. I can assure you that the number of reps requesting a refund will be very small as most already are earning substantial income or see the earning potential of being a part of FHTM. Other than having to submit monthly records of customers, there are no changes in the way FHTM operates in Montana. So to sum things up, Lindeen has approved the FHTM business model, and everyone can now consider this a legitimate way to earn income in the state. Sorry to all those who were hoping for the demise of a great company.

Love U Montana said on Friday, Apr 23 at 6:45 PM

“There were some fines, no surprise there.” LOL … More like a huge fine for pyramiding. FHTM got caught operating a pyramid scheme in Montana and had to “pay nearly $1 million to settle charges that it was operating a pyramid scheme.” And for you FHTM reps, that is not a slanderous accusation that is a fact! LOL

Joe said on Friday, Apr 23 at 1:24 PM

FHTM is back in business in Montana! Vacations over. Yes there were some fines, no surprise there. FHTM has made some changes which will benefit all in the long run and make them an even better company to be involved with. Good luck Montana Reps!

larrty lumbard said on Friday, Apr 23 at 4:50 AM

It blows my mind, after reading many of these comments, about how ignorant and brainwashed 90% of the world is. No wonder Orberson and his band of mercenaries make millions at the expense of millions of people. "Something Goods Gonna Happen" to Paul - not the millions of hard working people he and his team convince that FHTM is their salvage. Network Marketing is awesome way to do business. An endless recruiting scheme is illegal and only lines Paul's pockets (and maybe another 100 or so select few). Wake up America and smell the coffee. FHTM is not suing Montana - but instead is paying almost $1Million for their devious ways. They cannot operate in Montana until they eliminate the $299.00 entrance fee and many other things. So, if you join FHTM elsewhere you dont have toLY IN MONTANA (for now).

me think it is a scam said on Wednesday, Apr 21 at 12:38 PM

There are certain warning signs that should cause potential investors to look more closely at the offer. Any of the following should alert the potential investor to be extremely wary and reconsider any deal before proceeding: Pressure to sign a contract immediately. Promises of extraordinarily high or guaranteed profits. Claims that profits can be achieved easily or with little work or time investment. A required initial investment that greatly exceeds the fair market value of any products, kits or training. These are only warning signs of the most obvious frauds, but they indicate a need for further investigation before committing any money.

So Silly said on Friday, Apr 16 at 6:43 PM

Hey you forgot subliminal messages and hypnotic messages......the ones that make money started in Vegas at the old Sahara.....They have to make a living somehow with the economy slow and vegas not happening like it use to....Almost forgot I could have swore I saw VooDoo Priest their also with chickens.....

Knows better said on Friday, Apr 16 at 10:08 AM

The presentations are designed with high levels of psychological and emotional tricks used to recruit, such as visualization, guided imagery that circuits recruits emotional thinking.

Tina said on Friday, Apr 16 at 8:08 AM

You spend 90% of your time recruiting, talking to people. What you are doing is not really product driven, it’s more like recruitment driven.

hope4change said on Wednesday, Apr 14 at 8:13 AM

Lindeen thanks for doing a great job.

Anonymous said on Wednesday, Apr 14 at 6:07 AM

Sadly, few people get the big picture about multi-level marketing schemes. For the most part, MLMs are all the same scheme! From old established schemes like Amway to new startups like the Trump Network, these are the same flim flam in different clothing. One MLM may sell vitamins while another sells weight loss herbs. One sells legal services insurance and another fruit juice. But all of them, in reality, sell the exactly the same product: an endless chain income promise. MLMs are all in the “business opportunity” business, not “pills, potions and lotions.” And all of them sell the same “opportunity”, which is the chance to sell the “opportunity” to others who sell the same opportunity, forever and ever.

Your kidding me! said on Tuesday, Apr 13 at 2:38 PM

You have to spend money to make money - hello - how is FHTM any different then any other so called pyramid scheme such as Mary Kay, Avon, etc. Yes, you sell products to make money - no different then FHTM - also who's to tell us what we can spend and what not to spend. If I want to take a chance and make money - or make a business - I will - are we going to be banned from gambling in casinos too? As any business man would know - you have to take a chance and spend money to make money - you win or lose - what's the difference with this! What a joke!

DDC said on Tuesday, Apr 13 at 1:05 PM

I'm a FHTM rep in SC. I also own a Mortgage Broker shop in SC. as a mortgage broker, I've spent the last three years listening to politicians tell me my profession was taking advantage of people, was the cause of bad things in people's lives, was responsible for the collapse of our national economy. all the while, realizing the politicians doing the talking honestly didn't understand my profession and what we did on the front lines day in and day out.

Colorado Rep said on Saturday, Apr 10 at 10:48 AM

Vancover I love people that make assumption. I am out of Denver and my upline is in Montana. And my comment is stricly towards the State of Montana (Auditor Office) for being dumb. FHTM is great business with great revenue potential without the environmental cost. I love my upline Montana folk... Been friends for years and so happy that he shared this opportunity with me. Though it is nice that I can continue to work which makes him money while your Auditor jacks the Montana Folks around

Joe said on Thursday, Apr 8 at 10:21 AM

To you see: Sorry buddy you are far from correct on that one. I am a rep here in the US. If you will notice I have been patiently waiting for the order to be lifted in Montana before I make anymore comments. It is my understanding that this will occur soon as a settlement has been reached. I did make a statement about the California story being a hoax to keep that from getting out of hand on here as that would have given those who think FHTM is a scam a lot of ammunition for thier argument. You will know when I am posting a comment because I do not need to make several posts under various names to make my point. I have no idea why you have called me out in this way and I have never once bad mouthed Montana nor would I.

you see said on Thursday, Apr 8 at 9:50 AM

Colorado Rep and U.S. Resident is really Joe. Joe is from the Vancouver, BC region, not the U.S. He is what many bloggers consider a snark. Notice how he bad mouths Montana.

To Montana Resident said on Thursday, Apr 8 at 8:27 AM

I not sure what the Auditor smelled but she should get her sinus checked.

To Montana Resident said on Thursday, Apr 8 at 8:25 AM

I am not a FHTM rep but I do own a small business here in the state....Guess what I spent money in hope of makeing money that is what business people do. Worker bees work for business people and I am glad that group of people like yourself exsist thank you for making business minded people dreams come true.

To Montana Resident said on Thursday, Apr 8 at 8:21 AM

I don't know what you do for a living but what I do is help others achieve their finacial dreams if you don't believe it that great. I know I am part of the solution not the problem.

Monanta Resident said on Thursday, Apr 8 at 8:07 AM

You all just need to get over it. Our State Auditor smelled a pyramid scheme and shut them down. How can people live with themselves going around asking people to spend money in hopes of making money.

Colorado Rep said on Wednesday, Apr 7 at 5:20 PM

Does the State of Montana have a clue how much out of state income FHTM brings to Montana... My upline and all of the people that I pattern myself after are from Montana it seem that Montana is the Bridge to the whole Northwest but the State of Montana has always been backwards...Promote destruction of the earth for a buck but a clean business stop them right there....Boy The State of Montana is DUMB

US Resident said on Wednesday, Apr 7 at 5:16 PM

I am also a FHTM Rep and have been working part time for less than a year and FHTM has surpassed my full time job income. It is a shame what the State of Montana did, but I am sure it will be overturned and the many fine FHTM reps that work there (my upline) will be able to get out and help me pass on this wonderful opportunity. THNAK YOU FHTM for giving back my DREAMS and putting me on a path that will change my finacial life.

Anonymous said on Wednesday, Apr 7 at 12:36 PM

Not all multilevel marketing plans are legitimate. Some are pyramid schemes. It’s best not to get involved in plans where the money you make is based primarily on the number of distributors you recruit and ***your sales to them, rather than on your sales to people outside the plan who intend to use the products.***

Rex said on Wednesday, Apr 7 at 7:38 AM

I am a Montana FHTM rep. No one stole my my money. I handed it over of my free will. While I have not made a TON of money, I do not blame the company. Network marketing is legal in all 50 states. You can recruit all you want and not make any money. The sale and purchase of services are the key to the money. Once again. I was not stolen from. I don't like that it is being projected that way.

Anonymous said on Tuesday, Apr 6 at 10:01 AM

Joe is correct, the issue in California appears to be a hoax. The mlmattorney website explains. However the issues in Montana are real FHTM is still shut down there for the time being.

Joe said on Monday, Apr 5 at 10:46 PM

BREAKING NEWS.....California denies lawsuit against FHTM....Says that an investigation into the hoax has already begun and persons responsible will be prosecuted.....stay tuned....

FHTM in more trouble said on Monday, Apr 5 at 9:02 PM

While the vast majority of consumers made nothing selling services, Defendants generated 85.5% of their net revenue of over $500 million dollars from the sale of websites and annual fees. Another 10% was generated through the sale to consumers of training and marketing materials. Only 4.5% of Defendants' net revenue was generated from the sale of products and services. In short, Defendants sell an illegal pyramid scheme that uses the minor, incidental sale of products as a front for their scheme. That’s becoming a common theme through the U.S. and possibly Canada, right Joe….no sale on products to someone not in the pay plan.

Arnold said on Monday, Apr 5 at 3:10 PM

California is bankrupt, so they are searching for money wherever they can fid it. This lawsuit alone will bring in $75 million. Notice they didn't issue a cease and desist order like the other states. They are going after money!

Anonymous said on Monday, Apr 5 at 8:26 AM

California says FHTM operates an unlawful endless chain scheme (pyramid scheme) Hummmmm!

FHTM going under said on Monday, Apr 5 at 8:08 AM

FHTM continues to get slammed for operating like a gigantic pyramid scheme. First North Dakota, then Montana, then Washington and now California A.G. going after FHTM for operating as a pyramid scheme.

H.O. said on Sunday, Apr 4 at 6:37 AM

If FHTM is a scam then, all the major cell phone distributors (cell phone stores including Radio Shack) are scams as well. If it is a scam, then why would all major cell companies, GE, Dish Network, and other companies do business with FHTM. Because FHTM is a legal business. People who do not put any effort int operating their business fail which is no different than not working any business you own. Get a life and a brain before you try to destroy a legal company offering opportuniby to own your own business and builde an asset.

Elvis said on Friday, Apr 2 at 7:09 PM

Joe, I mean Mark..lol

Mark said on Friday, Apr 2 at 4:42 PM

I think it is only a hot topic because the same person is discuised as several people to keep the subject alive. Check out this joseph Isaacs. He admited on another blog that he has been filing complaints to attorney generals in all 50 states. This issue is not as big as I thought when I first heard the story last month. Evidently there are a handful of former Fortune people out to destroy it's reputation.

Lougheed said on Friday, Apr 2 at 3:33 PM

Seems this news is one of the hottest topics on KFBB. Had to chime in to find out what Fortune is. Never heard of it before, seems like your typical opportunity pyramid scheme. Shut down in Montana, Fortune won't be the first I'm sure, but pyramid scheme's will be shaking in their boots when doing business here.

Jill said on Friday, Apr 2 at 2:33 PM

Joseph Isaacs does appear to be a looser just by reading the comments on his facebook page. Some comments he makes support fhtm and then he slams them in others. He also cusses out people who leave comments on his wall. Maybe he is bipolar. He does seem mentally ill based on what I read.

Anonymous said on Friday, Apr 2 at 2:21 PM

Bill Klien did not write the article. Joe Isaacs did. The email address proves that. He has vowed to bring down FHTM by all means necessary on his face book page. He's probably behind all this negative press lately.

to clearing joe, I mean the air said on Friday, Apr 2 at 2:15 PM

Sounds like a bad deal for that ex-rep. As far as that posting and email goes, Free-Press does not provide a full email address, so no Bill Klein did not mess up on his email. As much as you would want to believe that, sorry it’s not so. Just check out other press-releases on that site.

clearing the air said on Friday, Apr 2 at 1:52 PM

Of course he is not going to give out his actual phone number or name, he messed up with the email address though. I am sure that will be removed soon as that shows it was him that wrote this false story. It is a sure give away as fortunesocial is his website. He scammed a lot of reps by writing articles and claiming the people at the top were the authors. He is now being sued by FHTM. He is a lier and impersonates many people. He has filed complaints on several websites and discussion boards making false acquisitions. Even the BBB in many states. He is just a disgruntled ex fortune rep who got busted for scamming other reps

To clearing the air said on Friday, Apr 2 at 1:40 PM

Call the number provided.

clearing the air said on Friday, Apr 2 at 1:33 PM

Forgot to add the info. Contact Information Name: Bill Klein Company: Fortune Hi-Tech Marketing Telephone: 859-422-7000 Email: ***@fortunesocial.com

Anonymous said on Friday, Apr 2 at 1:32 PM

In reference to the below article by Bill Klien/Joseph Issacs here is the authors contact info. Notice the email address. Who wants to guess what the three astricks stand for. Could it be JOE?

clearing the air said on Friday, Apr 2 at 1:27 PM

Notice the authors email address. it is @fortunesocial.com This is the website that Isaacs owns and once used to promote FHTM. No he uses it to bash MLM all together.. Bill Klien is another one of his alias'. I guess if you are Joseph, then you will go and remove this information before the rest of the world sees this. This press release is one of many put out by Mr. Isaacs.

To Clearing the air said on Friday, Apr 2 at 1:19 PM

April 2, 2010 -- Lexington, Kentucky. This week, FHTM has released several announcements regarding New Representative Bundles and Business Management Services, all pointing to today’s launch. Beginning April 1, 2010, the New Representative Bundles and updates to Business Management Services will be available to newly enrolling Representatives. We hope you take time to read the below information, as well as review the information sent this week so that you may better assist new team members as they sign up for the bundles and services. The timing of this announcement could not have been timed better as it also marks the day that the Kentucky Attorney General began its investigation into the illegal activities of Fortune Hi-Tech Marketing. Another dozen states are also looking into the fraudulent activities and business model of FHTM by Bill Klein Author and # is given as well. Doesn't sound like the same person.

Clearing the air said on Friday, Apr 2 at 1:04 PM

The comment made about the KY attorney and a dozen other states investigating FHTM is a hoax concocted by a man by the name of Joseph Isaacs who was recently terminated by FHTM. Since being terminated from FHTM he has been single handily trying to destroy the company. He is on almost every blog/discussion board making negative comments and has filed complaints across the nation trying to get legal action against this company. He was terminated for trying to coax other reps into purchasing webinars to build there business and stealing the identity of many of FHTM's highest earners. FHTM has filed a lawsuit against him, and he even mocks this on his website. He is probably the one that posted as anonymous on this site. Google his name and you will see for yourself.

Trey said on Friday, Apr 2 at 12:35 PM

Hello....pyramid scheme all the way!

Anonymous wrote said on Friday, Apr 2 at 12:21 PM

That was posted this morning, so it actually happened yesterday where the State A.G. started their investigation into the illegal activities of Fortune Hi-Tech Marketing. Call them Monday and they will tell you.

To anonymous said on Friday, Apr 2 at 10:20 AM

All Kentucky state offices are closed today. Sorry, Nice try at stirring the pot.

Anonymous said on Friday, Apr 2 at 6:17 AM

State of Kentucky Attorney General started their investigation today into the illegal activities of Fortune Hi-Tech Marketing. A dozen other states are also looking into the fraudulent activities and business model of FHTM.

To Babe said on Thursday, Apr 1 at 8:57 AM

What do you do for a living?

Babe said on Wednesday, Mar 31 at 6:40 PM

I hope this scam gets shut down. These fruits build their business on lies and deception and turn around and charge unnecessary fees.

to TO LUKE said on Wednesday, Mar 31 at 12:33 PM

Here is one of the letters that you spoke about from Dish Network. Yes not a Partner but FHTM does gather customers for them. Mr. Ludwig As we discussed in our telephone conversation on February 5, 2010, please be advised that Fortune Hi-Tech Marketing is not a partner of DISH Network L.L.C. However, Fortune Hi-Tech Marketing is a third party independent contractor that is authorized to sell DISH Network services. If you have any further questions, please do not hesitate to contact me. Sincerely, Kimberly L. Berridge

to TO LUKE said on Wednesday, Mar 31 at 12:19 PM

I have read and reread Luke’s comments and I do not see where he said that FHTM is a partner to those companies...but he did say the FHTM works with these companies and I believe a better word would be that FHTM has a relationship with these companies. FHTM gathers customers for these companies…FHTM is not a Partner…since the term partner means that FHTM shares in the risk and reward of those companies and that they would be governed by those companies shareholders. FHTM does not want that and the mission of those companies is not related to the mission of FHTM.

To Luke said on Wednesday, Mar 31 at 6:21 AM

AT&T, Verizon, GE, Dupont and Dish Network, etc… DENY being partnered with FHTM. Read the Cease and desist order and the letters sent back by these companies to the State Auditor as proof. In fact, those exact same companies FHTM markets for, anyone can do as an affiliate and that is basically what FHTM is doing. The only difference is you don’t have to pay $299 to sell to real customers. Also on the cease and desist order, GE thanked the State Auditor about the misrepresentation of their trademark by saying “Thank you for bringing the inappropriate use of the GE trademark to our attention. We will contact FHTM and Protect America to address the issue.”

Anonymous said on Wednesday, Mar 31 at 5:31 AM

Not all multilevel marketing plans are legitimate. Some are pyramid schemes. It’s best not to get involved in plans where the money you make is based primarily on the number of distributors you recruit and ***your sales to them, rather than on your sales to people outside the plan who intend to use the products.***

Luke said on Tuesday, Mar 30 at 11:19 PM

This company has a proven track record and is lead by the best management team. The validity of this company is remarkable being feature in Success Magazine, Your Business At Home, Forbes, yes, FORBES and featured on FOX NEWS. The founder of this company is an amazing individual and is not in business to "scam" anyone. FHTM offers a wide variety of products and services from major corporations. Do you HONESTLY THINK that big name companies like AT&T, Verizon, GE, Dupont and Dish Network are going to work with and illegal pyramid scheme. Come on folks. Look at where your working! "PYRAMID" who is on top of that pyramid, probably not you. Also, don't you think that GE, DISH NETWORK etc. have a few big time attorneys that would check out this company before joining them. Mrs. Norma Miller, go check your facts before stating anything you fool.

Anonymous said on Tuesday, Mar 30 at 10:06 AM

If you pay attention to the last comment by Catalyst, that is the same repetitive propaganda MLM junk you have to deal with. FHTM reps can’t even explain what a pyramid scheme is to this day-and-age. It makes Montana's cease and desist look better everyday. I noticed the state of Washington is starting to get on the bandwagon on warning consumers, which is a good thing.

Catalyst said on Monday, Mar 29 at 9:17 PM

"A pyramid scheme is a non-sustainable business model that involves the exchange of money primarily for enrolling other people into the scheme, often without any product or service being delivered." So who wants to call Verizon, AT&T, Sprint, Dish Network, Best Buy and the like and explain to them that their products and services aren't bring delivered? If you want to work a J.O.B., then shut up and get back to punching a clock. If you want to do MLM with a reputable company, they do exist. Find one and get after it. There's nothing funnier than driving up in a platinum Lexus paid for by the company and hearing people bad mouth it! You may hate it, but results is hard to argue. Some will, some won't... so what?

Ron said on Sunday, Mar 28 at 10:59 AM

Yes it is a sham! Why would someone pay $300 a month to sell products at much higher prices than they can get them elsewhere. That's $3600 a year just to be in this business. How in the world can you convince someone else to get in without lies and deception.

Shelden said on Saturday, Mar 27 at 11:31 PM

They don't offer discounts, in fact I can find the same stuff FHTM offers cheaper elsewhere. It's a sham.

Gerald said on Saturday, Mar 27 at 4:04 PM

I see no problem with this company. Looks like the President is a straight up guy. Has a sports complex at the University of Kentucky and has donated hudreds of thousands to various charities. I just don't see a con artist being this generous with his money. Just doesn't fit the M.O.. This company looks pretty legit to me.

Anonymous said on Friday, Mar 26 at 7:09 AM

Avoid any plan where the reward for recruiting new distributors is more than it is for selling products to the public. That’s a time tested tip-off to a pyramid scheme.

Anonymous said on Thursday, Mar 25 at 12:34 PM

"It all ends up being smoke and mirrors," she says. "These things operate based on an illusion." Then the checks I receive each week are illusions. Hope the bank never finds out. Lol.

Anonymous said on Thursday, Mar 25 at 12:31 PM

"From our understanding, you sign up and get discounts from Dish, Home Depot," says Jackie Boyle, a state auditor's office spokesperson. Then you guys don't understand.

happy to hear said on Wednesday, Mar 24 at 2:26 PM

I am glad these people were put out of business. Thanks to the media and all those who called the auditors office and complained an a daily basis to get the attention this story needed. There are more out there so lets expose them all and shut them down too.

great news said on Wednesday, Mar 24 at 11:39 AM

Great news! Just read on another forum that the Cease and Desist order will be permanent! Great job Lindeen! No more Fhtm in Montana! Let this be a message to all the other scammers and pyramids out there that our state will not tolorate these practices. So for all those defending this "illegal pyramid scheme" what say you now?

Nostradamus said on Wednesday, Mar 24 at 9:36 AM

Ok, if FHTM corporate decides to abide by the letter of the law, here's the future pitch for joining FHTM. Hey prospective FHTMer, pay us $299 and in return you will get a web site from which you can sell products and services to your friends and family. You will earn a fraction of a fraction - usually less than 50 cents - for each item you sell and these same items are available from many other sources for less. Oh yeah, you will also need to pay us a monthly fee to maintain the web site. Can I sign you up?

Love U Montana said on Wednesday, Mar 24 at 8:09 AM

Well from what I can see, most FHTM reps have a biased baseless opinion when an event of this magnitude happens against their business. They will just about make up any excuses by saying election time is coming up, the Government is a fraud, the state is broke and looking for ways to make money, etc… You get the point. Fact of the matter, the investigation has been going on since July 2 of 2009 after multiple complaints which lead up to the cease and desist issued March 2010. Sure, it may be settled like what happened in North Dakota , and if so, Great!, but what is to say another state decides to order a cease and desist. With a track record of reps performing fraudulent activity, I don’t think FHTM could pull through a third one. Lets wait and see what happens and in the meantime for those curious of what FHTM is or why a State Auditor stepped in, read the cease and desist order located on the State Auditors website to get the facts.

john54 said on Wednesday, Mar 24 at 12:09 AM

Legal language does have a point. This is a fairly complex issue and it is not an easy thing to explain, especially if someone does not have any type of legal training and doesn’t really know anything about FHTM and MLM in general or the issues surrounding it. It is sad that this went from a debate to name calling. We’ll see what happens; there is a chance that it will be settled, but I doubt that will be the end of any troubles for Fortune, unless they make some serious changes. It is sad that there will be some Fortune reps that tried to be honest, that will be hurt by this. But there is only so much you can do to be honest, if you are in a system that is working in an illegal capacity. But that is for the courts to decide.

Joe said on Tuesday, Mar 23 at 10:15 PM

Boy, the comments on here went from a gentle debate to name calling and chaos since I was on here last night. Clear to see that there are still some seriously misinformed individuals on here. I think I will keep my comments to myself until after the C&D order is lifted. And it will be. These are just ways for states to gather a little revenue. They see an out of state company creating a little income and they hold the company hostage until they reach a settlement which always includes a fine. Look at some past cases and you will see for yourself.

Anonymous said on Tuesday, Mar 23 at 9:11 PM

I can't believe people would pay money for just a job. My neighbors have been hounding me for months to join them in thier fhtm business, but I can't see paying three or four hundred dollars a month just to sell these products that are over priced. You have to keep getting others to pay so that is why they are all ways on me to sign up.

Shelia said on Tuesday, Mar 23 at 8:39 PM

Ya that person must be really good at selling or the person who pays 300 a month is not very bright... Or it is a total lie

shelia said on Tuesday, Mar 23 at 6:20 PM

How in the world could someone convince somebody to pay $300 a month to offer products and services that nobody needs or wants without lying to them. I am so glad that this scam was shut down.

Elvis said on Tuesday, Mar 23 at 4:51 PM

Oh I forgot, I’m a scoffer as you can tell with my mockery of names to those who are not for FHTM.

Elvis said on Tuesday, Mar 23 at 4:49 PM

I love snide comments, you should read me on topix under FPA. I'll wait to use them on this post for anyone that doesn't like FHTM. I act like a child on blog, if you don't believe me read me on other post.

to Jay said on Tuesday, Mar 23 at 4:45 PM

I glad you brought so much insite to the problem thanks...

Jay said on Tuesday, Mar 23 at 4:43 PM

Yeap I can see why FHTM was labeled a pyramdid scheme. I just read the cease and desist order and it makes since.

Sidney said on Tuesday, Mar 23 at 4:41 PM

I am fortunate being in the eastern part of the state as I am able to continue doing business in neighboring north dakota. It is a bit of a drive, but if the state sees fit to shut me down here at least I will still be able to do business in a state that welcomes fortune. I feel for those of you who don't have the same option. Let's hope a decision is made soon.

Lucas said on Tuesday, Mar 23 at 4:41 PM

You are right boy anyone that works from home must be a crook.....Where does the president work...that's right in his home the White House.....There are some real weasels that live next door to where they work also watch out for them

Cross Country runner said on Tuesday, Mar 23 at 4:38 PM

Wow thanks for the head up from Auditor....Man recruitment is going very fast..... over the last 4-5 years I am sure glad this Auditor caught it and GREAT TIMING ON THE SAME DAY THAT SHE WAS GOING TO ANOUNCE SHE WAS GOING TO RUN FOR AUDITOR AGAIN!!!!

Lucas said on Tuesday, Mar 23 at 4:36 PM

I would rather earn my money the honest way! People who resort to work from home opportunities are setting themselves up for disaster.

Post to long said on Tuesday, Mar 23 at 4:32 PM

Wow this post has been going on so long that some of you have to repost what you said earlier...nice Casey and Me from Billings. Man I hope the your neighbor still has a house after paying 300 dollars a month to be part of FHTM what did he sign up multiple times or are you just making that up to sone important.

Cross-country runner said on Tuesday, Mar 23 at 4:27 PM

The Kentucky Herald Leader in Lexington did a write up last week interviewing Jackie Boyle, a spokeswoman for the Montana auditor's office saying "Recruitment has happened very quickly here," she said. "We've been getting a number of calls just in the past week, so that number could potentially grow." Look it up and read the article. Four articles written on FHTM in the past month alone there. One headline says “A thin line between legal and illegal in multi-level marketing.” That kind of puts it into perspective why FHTM was shut down.

Mocha in the morning said on Tuesday, Mar 23 at 4:20 PM

Anonymous, I did like you said, ignored the comments here and reviewed the cease and desist order. I can see why it got shut down, my brother was one of those who called in to complain.

Me from Billings said on Tuesday, Mar 23 at 4:17 PM

Anybody who has anything to do with that FHTM is an idiot. My older neighbors got turned onto it by their daughter and has been trying to hand out CDs to people. His wife got mad when I explained that it was a scam / pyramid scheme and that I had no interest in taking the CD. I also told them that efforts to push this scam will damage credibility, alienate people and waste time and money. They told me that I was wrong...they would be making a lot of money. Didn't happen....and they paid $300 plus money each month to be involved. Check FTC guidelines on this type of business, FHTM is on shaky grounds.

Scam buster said on Tuesday, Mar 23 at 4:13 PM

You can always tell a scam when you have to recruit people into what is called a downline. MLM LOL!!!!

Casy said on Tuesday, Mar 23 at 4:11 PM

Wow a pyramid scheme? I'm glad someone is putting a stop to those things. Too many people are losing money.

Fhtm Rep said on Tuesday, Mar 23 at 3:31 PM

Can you guys calling Fhtm a scam tell me how I continue get paid when I haven't been able to conduct my business in three weeks now? If I had to go out and sign up more people in order to make money where is the money I received in the mail today coming from? I hope this order is lifted soon so that I can once again start showing this wonderful opportunity to others.

Too funny said on Tuesday, Mar 23 at 2:56 PM

It appears that the attorney general's definition would apply to politicians in general.

Agree with Good Advice said on Tuesday, Mar 23 at 2:50 PM

Not just Obama....Anyone political figure....If politics are your profession you have a license to lie, cheat and steal....

Anonymous said on Tuesday, Mar 23 at 2:39 PM

So according to the attorney general's website Obama is the biggest con artist of them all.

Agree with Good Advice said on Tuesday, Mar 23 at 2:34 PM

I don't by lotery tickets but I know one thing I will pay more this year and future years because of this adminstrations bailing out so many corporations that should have just failed. Did Fortune get any bail out money?

Anonymous said on Tuesday, Mar 23 at 2:17 PM

A little helpful tip from an Attorney Generals website. Five Tricks of a Con Artist 1. They give you something for nothing. 2. He makes you like him 3. They make you think it's now or never 4. He says he's going to make you rich 5. They make you believe it worked for other people The bottom line: he makes you trust him.

Anonymous said on Tuesday, Mar 23 at 2:13 PM

Joe, your not helping matters for FHTM! Your language is all the same and easy to spot. That is the type of game FHTM reps like to play on blogs. They know they got caught with their hand in the cookie jar and they can’t stand being labeled an alleged pyramid scheme.

Sarah said on Tuesday, Mar 23 at 2:01 PM

I agree with Good Advice, and while everyone is at it maybe we can all send complaints to the state auditor and she can issue a cease and desist order to prevent anyone else from adding anymore comments to this story.

Anonymous said on Tuesday, Mar 23 at 1:58 PM

Check out the video provided by KFBB on this site, then definitely read the cease and desist order, which can be found on the State Auditors website. It's not hard language to understand. Anyone can make heads from tails when reading the order.

Good Advice said on Tuesday, Mar 23 at 1:52 PM

Thanks Legal Language….I have been reading and laughing at how much time these people have been wasting on this post…then I realized I have been wasting time reading this but it has been like a train wreck I just can’t look away. I also find it funny that I personally have spent more than what the state says people have lost (individually) on lottery tickets this year and yet I haven’t won anything and I know no one that has so is the state going to stop that (maybe I should file a complaint with the Auditor Office) it would give her a reason to get on the news again…..since I personally did not know who the Auditor was until this happened and it funny that it corresponded with her re-election announcement(That is good timing). So Joe if you make money with this thing great and I hope you teach other to make money also so no else has to complaine….and John54 I don’t have a clue what you do but good luck with that.

Geraldo, said on Tuesday, Mar 23 at 1:48 PM

This story looks like another case of media hype. From the headline I expected to read about hundreds of people getting ripped off by some slimeball con artist. Upon further review it's not much of a story at all. One person out of 1300 complains about something and you call this a news story?

Legal Language said on Tuesday, Mar 23 at 1:39 PM

See why the legal language is meant for lawyers and not lay persons (Sad to say but true). 100 people read the temp C&D and will read it differently.... So why keep yelling at each other and let the paid professions get this straightened out. Let’s not take legal advice from people that are afraid to give their legal name (Love Montana, John54, Joe, Anonymous, Legal Language).

to Joe said on Tuesday, Mar 23 at 1:35 PM

You are in such denial it's getting old!

to anonymous said on Tuesday, Mar 23 at 1:29 PM

Multiple inquiries are not complaints. Inquiries are just requests for information nothing more. They are not complaints. By law all complaints that the state has on fhtm would have to be included in the filing. As is clear by the order only one complaint was filed against fhtm. Maybe you are the one who needs to examine the C&D order a little closer.

Anonymous said on Tuesday, Mar 23 at 11:44 AM

Pg 3 of the cease and desist order part 9 says After multiple telephone inquires from Montana consumers about FHTM, on July 2, 2009, the Department initiated an investigation of FHTM and over the course of approximately five months, obtained the following: read the order to find out the rest

Anonymous said on Tuesday, Mar 23 at 11:33 AM

Mark read the cease and desist order because that is not true at all.

Mark in Miles City said on Tuesday, Mar 23 at 10:47 AM

So let me get this straight. One person files a complaint against this company because of the actions of a couple of people associated with them and the entire company gets shut down? That doesn't seem fair.

Anonymous said on Tuesday, Mar 23 at 5:36 AM

I call the State Auditor's office Monday, they told me this will take some time to sort out with the number of complaints. They continue to get more complaints even at the time when I called.

Tina said on Tuesday, Mar 23 at 12:37 AM

I did call the auditor's office soon after I heard this story because I have a relative that has ask me several times to look at this business. I was afraid that she was involved in something illegal so I did a little research and it does look like this company had all thier ducks in a row. Not only did they file the proper paperwork in December 2000, but they did register with the Montana Department of Revenue as well and have kept thier records up to date with the state as required by law. I agree that they sound like a scam, but if they are they seem to be playing by the rules. I'm not going to have anything to do with this company just because it sounds fishy to me.

john54 said on Monday, Mar 22 at 11:24 PM

Joe, I don’t need to call the office because it was written in the C&D order, which cited Montana law. FHTM simply filed a form that declared that they were operating in the state. The code states that filing of the form “does not confer upon a multilevel distribution company any license or registration or signify that the state has sanctioned, approved, or endorsed a multilevel distribution company or its sales plan or operation.” Either you missed it before when I posted the same information the last time someone tried say that FHTM was approved by the state, or you knew you were incorrect and flat out lied about it.

Joe said on Monday, Mar 22 at 9:21 PM

I agree 100% with Love U Montana. Nobody should take the advice of myself or anyone else with comments on this story. Go to the auditor’s website and read the order. Take extra time reading Exhibit A as well as FHTM’s response to the order as this contradicts the auditor’s claim. Also do more research on FHTM by reading their training materials and policy and procedures as this will also show that the company does not condone misleading potential reps by making false claims or income statements. These are grounds for immediate termination of the reps contract with FHTM. There is only one complaint filed against FHTM, and the only one’s who may have violated the law are Graber, Jane, and John Doe. They certainly violated FHTM’s policy. Those are the facts.

Love u Montana said on Monday, Mar 22 at 8:39 PM

If anyone is reading the recent shut down of FHTM in Montana and wondering what it’s about and why it was shutdown please review the State Auditor’s website cease and desist. Do not take advice from a reps associated with FHTM that may distort the actual events that lead up to the cease and desist. Make your own assessment. Also take note the State Auditor spent half a year investigating FHTM before issuing a temporary cease and desist on her findings.

joe said on Monday, Mar 22 at 6:59 PM

John, the state approved FHTM, give the auditor’s office a call in the morning. There is your source for that. Yes a rep can purchase services from themselves, but there is a limit as to how many to prevent them from purchasing them all. That prevents a rep from breaking the law and was imposed by FHTM themselves. Many reps don’t purchase any products or services from FHTM. Of the 16 customers I have sold only one is my own and that is when I upgraded my cell phone plan. Most of the people getting into FHTM can’t afford to buy additional products and services just to qualify for bonuses. There are no bonuses for signing up new reps! Look at exhibit A in the order.

john54 said on Monday, Mar 22 at 6:21 PM

joe, what you have posted is not 100% true. You stated that FHTM's plan was approved by the state and still have not given evidence of that. FHTM's plan does pay for bringing in new people. And you can't say all bonuses are based on sales when over 60% of sales, required for a recruitment bonus, are allowed to be made by the rep himself to himself. That isn't selling to the public that is just self consumption. Just because you post the same lie over and over doesn't make it true! I have read FHTM's P&P, gone to a meeting, read case law, the Montana law, federal guidelines, even opinions from MLM lawyers, FHTM does not follow standard industry guideline to prevent it from being a pyramid scheme. The comp plan does not do enough to prevent it. Do some research! And post some evidence to support what you say because you have made more than one false statement, but I guess that is common for a FHTM rep.

Joe said on Monday, Mar 22 at 5:03 PM

Love U Montana, Nonsense, trolls blogs, faux facts? Can you show me some evidence of this? Please look through all of my comments and find one thing that I have said that is not true. You can't do it. Please to not try to discredit me as it makes you look silly.

Joe said on Monday, Mar 22 at 4:09 PM

Love you Montana, Thought I would add that everything I have posted is 100% true and based on Facts not opinion.

Joe said on Monday, Mar 22 at 4:07 PM

Love U Montana,I am pasionate about this issue because a most of my family's income comes from my FHTM business. I started my business over a year ago after being laid off. Please take the time and find a copy of the FHTM manual and actually read it from start to finish. FHTM prohibits the practices by those mentioned in the order and there is nothing in the manual that describes the business as these reps have apparently done. Also look at Exhibit A in the cease and desist order which is only a small exerpt from the manual. It contridicts the Auditor's claims that FHTM is a pyramid. A survey of 17 reps out of 1300 does not show the real picture. I know many who are doing very well with FHTM. As far as the cease and desist order there has been only one complaint formally filed against FHTM. If there were others they would have been listed in the order as required by law.

Love U Montana said on Monday, Mar 22 at 3:50 PM

And this pretty much sums up why the State Auditor issued a cease and desist if you don’t’ want to read non-sense posted by Joe. He trolls blogs posting faux facts. Monica Lindeen has received a lot of complaints over half a year’s time. Why? Apparently people are told you can make lots a money when the cease and desist order proves only %2 may make their investment back. She has shown a sales-rep becomes their own customer, thus spending more in the business which is not covered in meetings. Basically it is found that FHTM is an alleged pyramid scheme because the focus is recruiting and signing up on useless products in order to be compensated. Many reps use misrepresentation in order to sell the business. Just go to the State Auditors website and read the cease and desist order on FHTM. It’s in plain English and not hard to make out the violations that took 5 months to develop.

Big Brother said on Monday, Mar 22 at 3:40 PM

The reason this company was shut down is because the government knows what's best for you. So stop trying to argue with it's decision and go out and buy some health insurance before we have to send an IRS agent to your house and arrest you. We're just getting started so shut up and get used to it! The Constitution was written by a bunch of old men over 200 years ago and means nothing in today's society.

in a nut shell said on Monday, Mar 22 at 3:31 PM

This pretty much sums up the discussion below if you don't want to read all the comments. A lot of people "think" Fhtm is a scam. The Network marketing model it self is not a scam. Fhtm was approved by the state in 2000. The state auditor incorrectly described the Fhtm business plan in the order. A Fhtm rep makes no money from signing people up. There are no recruitment bonuses, the bonuses are directly tied to product sales. Fhtm's primary source of income is from the sales of products and services. You do not have to pay anything to offer Fhtm's products and services and make money. Most large companies in the US are not accredited by the BBB. A few Fhtm reps did mislead some people. The owner of the company has donated more money than most of us will earn in a lifetime. That's about it.

Cold Stone said on Monday, Mar 22 at 3:19 PM

Play the MLM Bingo to test yourself if you been duped from the industry.

Drayton said on Monday, Mar 22 at 3:11 PM

No one has answered by questions yet about FHTM shut down. If FHTM is all that, then why did it get in trouble? Why the cease and desist? Why so many phone calls and complaints over the several months? Why the need to convince people it’s a great money-making venture? When I hear someone say “Great Business Opportunity” or “How would you like to be in business for yourself.” You know that old saying if it sounds too good to be true will then it probably is, well that is the case here.

Joe said on Monday, Mar 22 at 2:31 PM

DarrinS, How do you get that no one is making money with FHTM from this order? One of the people the complaint is filed against made over $65,000 through 2008. And a survey of 17 people which doesn't come close to giving an accurate portrayal of everyone in FHTM showed that two actually made money. There is not enough information on how long each of those surveyed have been involved with FHTM so it really is inconclusive. There is no way of knowing if people are loosing or making money based on the order. I can say however that I know many that do.

Bobby said on Monday, Mar 22 at 2:24 PM

Casey sounds like you drank too much of the Jonestown Kool-Aid also! Is that the kind of non-sense you learn from this companie. No wonder!

Joe said on Monday, Mar 22 at 2:20 PM

Darrin S, I make very good money with FHTM and so do many in my downline. The people who are willing to work will do very well. The ones who sign up and expect money to start showing up in the mailbox will be very disappointed. You get out of it exactly what you put in just like any other business.

to Biz Law said on Monday, Mar 22 at 2:15 PM

I guess half a year of investigation wasn't good enough? I guess all complaints was also not good enough? Lindeen wouldn't be doing her job if she ignored all the complaints.

DarrinS said on Monday, Mar 22 at 2:10 PM

Cease and desist order shows no one is making money in this pyramid scheme. That's a good enough case for anyone to not get involved. Great job Lindeen, you have always done a great job!

Biz Law said on Monday, Mar 22 at 2:03 PM

Looks like Ms. Lindeen has got some explaining to do. It doesn't look like she did her homework on this one.

Casey said on Monday, Mar 22 at 1:48 PM

Wow Bobby you don't understand how the corporate world works do you. It's all based on a pyramid. This is covered in Business 101. Even our government works this way. After looking at Fortune High Tech for the first time this weekend on the internet I hope the Cease and Desist order is lifted soon because this just makes sense to me and I want in.

Bobby said on Monday, Mar 22 at 12:54 PM

My suspiciens was right, FHTM is almost like scamway. I just watced a video that shows circle with more circls underneath the first circle in the shape of a pyramid, witch means you have to bother every tom, dick and harry to sign up and then buy stuff. I think I would rather earn my money the honest way.

Bobby said on Monday, Mar 22 at 12:23 PM

Most people I talked with today said the very few people involved in FHTM make things up in order to make a sale and therefore drink too much of the Jonestown Kool-Aid! This company is not liked in our community. Apparently, everyone was watching the news when this aired several times.

Bobby said on Monday, Mar 22 at 12:12 PM

Abby and bobby you both sound like you drank too much of the kool-aid and trying to promote something here. Sounds like a scamway deal!!!

Abbey said on Monday, Mar 22 at 11:31 AM

Scam or not, as they say in the business world even bad publicity is good because it gets your name out there in front of people that otherwise would have never heard of you. It's like free advertising in a way. People are going to make their own decisions about this company, and they will likely benefit from the court order because it put there name out there. Before this was in the news I had never heard of fortune high tech marketing.

to bobby said on Monday, Mar 22 at 11:14 AM

From what I have found on the internet fhtm is not a way to get rich quick, it looks like you actually have to work to make some real money. It doesn't appear to be a scam to me, but that's just my opinion the court will have the final say. I plan on looking more into this especially if the court order is lifted. Sounds like an interesting business concept.

Bobby said on Monday, Mar 22 at 10:44 AM

Who is Forutne Hi-Tech? If it's anything like scamway, then I can see why our State Auditor took action. They sound like one of those signs we use see all over town "Earn money while you sleep" or "Fire your Boss." All found to be nothing but a pyramid scheme.

Gerald said on Monday, Mar 22 at 9:54 AM

I had never heard of this company before and after seeing this story on the most popular list for so long decided to see what this was about. You people calling this company a scam or pyramid or whatever really need to take the time and look at the information that is out there. Of course there are a lot of people agree, but looking at materials that the company publishes it is quite the opposite. I doubt that the state will be able to keep them out.

To anonymous said on Monday, Mar 22 at 8:51 AM

This was published in the Lexington Herald Paper last week-“After receiving numerous phone calls from Montana consumers about a Lexington network marketing firm last year, officials there embarked on a five-month investigation and concluded that the company is an illegal pyramid scheme.” Jackie Boyle, a spokeswoman for the Montana auditor's office was quoted "We've been getting a number of calls just in the past week, so that number could potentially grow." That proves there was a lot of complaints and it looks pretty ugly for FHTM.

john54 said on Monday, Mar 22 at 1:39 AM

I still don't see any FHTM reps backing up their statements with facts. Joe made a statement that FHTM's plan was approved by the state but can't produce anything to support that statement. One rep stated that all these big companies have had their legal teams look over FHTM's plan, which is false because the C&D contains letters from those companies that state that there is no "partnership" with FHTM. How is it then that their legal teams went over FHTM's plan? When you ask Fortune reps to back up their claims they always fall short.

Anonymous said on Sunday, Mar 21 at 10:29 PM

The only reason this story has been so popular is because there are two or three idiots going around in circles with this thing. As far as being shut down the complaints are not as widespread as the story leads you to believe. Sometimes the government rushes to judgment without a fair assessment as in this case I believe. It's just another case of our taxes being spent to keep people who want to make their own choices from being able to do so. Just look at what our government did tonight in Washington. They pulled off the biggest scam of all! Anything Fhtm could do to harm our citizens would pale in comparison to health care reform. But then what do I know, of course the government knows what is best.

Monica said on Sunday, Mar 21 at 9:21 PM

Every time I check my local news this one remains as the hottest topic for KFBB. After reading many comments, people have different views as I can see. All I have to say “IF” FHTM was a legitimate company, then it would not have been shut down as a result of many complaints for it to be operating like a pyramid scheme. Like my momma always says, if it looks like a duck, walks like a duck, and quacks like a duck, it probably is a duck.

One womans opinion said on Sunday, Mar 21 at 7:01 PM

The FTC statement you quoted doesn’t seem to apply in this case. I would advise everyone claiming that Fhtm is a scam to actually take the time to read the Fhtm manual. We all have our opinions, but facts are facts and after reading the manual for myself I can’t see how the state can not allow this company resume business in our state. They clearly forbid any of the practices exercised by the individuals named in the order and those will be the one’s who should be penalized. I found the manual by googling Fortune Hi Tech Training Manual PDF It was the second listing. They sound pretty legit to me.

Drayton said on Sunday, Mar 21 at 5:43 PM

I read this from FTC site, The Commission’s recent cases, however, demonstrate that the sale of goods and service; alone does not necessarily render a multi-level system legitimate. Modern pyramid schemes generally do not blatantly base commissions on the outright payment of fees, but instead try to disguise these payments to appear as if they are based on the sale of goods or services. The most common means employed to achieve this goal is to require a certain level of monthly purchases to qualify for commissions. While the sale of goods and services normally generates all commissions in a system primarily funded by such purchases, in fact, those commission are funded by purchases made to obtain the right to participate in the scheme. Each individual who profits, therefore, does so primarily from the payments of others who are themselves making payments in order to obtain their own profit.

Drayton said on Sunday, Mar 21 at 5:30 PM

No one has answered by questions about FHTM shut down. If FHTM is all that, then why did it get in trouble? Why the cease and desist? Why so many phone calls and complaints over the last few months? Why the need to convince people it’s a great money-making venture?

Tayen said on Sunday, Mar 21 at 5:13 PM

The thing that I find troubling is I have a girlfriend that wanted me to buy a cell phone through FHTM, when I reviewed what I can get; I wasn’t going to save any money compared to my new Straight Talk phone provided by Wal-Mart. I can get a 1000 mins and text for $30 a month, or unlimited mins and text for $45 a month. You can’t beat that! It’s a good deal. No hidden fees and I know what I’m getting and what I’m paying for. Sure I would love to help my friend, but I’m not getting a discount for what FHTM offers and I will not spend that kind of money.

J.C. said on Sunday, Mar 21 at 4:45 PM

I’m from Billings and I’ve seen enough of the FHTM scheme. I makes me sick how good honest people can change to brainwashed individuals. Successful Fortune Rep your comment is comical at best, you said “please keep in mind that NO company stays in business for a decade by being a pyramid scheme." Didn't Bernard Madoff run a Ponzi Scheme for several decades before one person recently exposed what his operation really was. Monica Lindeen could be the whistleblower on FHTM if found to actually be a pyramid scheme. If not it will continue to be criticized by nature of how it operates here in Montana.

john54 said on Sunday, Mar 21 at 4:18 PM

It's funny how I keep getting told how I don't know what I'm talking about, yet I don't see anyone posting facts with a source to prove me wrong. I have posted sources for what I have been posting, looks like I have done some real research. Post something from a real source to prove me wrong instead of just making up nice examples to try to prove your point.

Successful Fortune Rep said on Sunday, Mar 21 at 4:18 PM

Also, please keep in mind that NO company stays in business for a decade by being a pyramid scheme. Most of these types of "organizations" are either shut down quickly by the originators once the money has been made, or they are shut down by the law within 4 months to a year. Use your common sense, folks. :)

Successful Fortune Rep said on Sunday, Mar 21 at 4:06 PM

John54, it's obvious you haven't researched the opportunity (or you are unable to comprehend its simplicity). Before you bash something, KNOW something about it.

Successful Fortune Rep said on Sunday, Mar 21 at 4:03 PM

Hey Scam, whoever you are....you'll get very far in life calling people morons. Good luck with your job (if you have one).

Successful Fortune Rep said on Sunday, Mar 21 at 4:01 PM

WOW! Someone makes a mistake because they’re human, and suddenly the BEST opportunity in the world becomes a pyramid scheme! Amazing!! Gosh, that’s never happened before! I can’t believe it! 1,300 or more of America’s hugest, most reputable companies all do business with Fortune. THEY know it is not a pyramid scheme, and so do their legal teams, but I suppose one person in Montana just might be right, though. For those of you who want to know what the company is all about, I suggest you research the company, its founder, and its pay plan. I assume you’re at least 1% as ambitious as I am, and you know how to do REAL research, rather than believing the media (guess who owns THAT). Red flag! Red flag! No pun intended.

Joe said on Sunday, Mar 21 at 11:31 AM

John, I see FHTM as a benefit to my family and myself. I in turn show this opportunity to other people I feel may also benefit from being a part of my team. If someone is not interested or does not fully understand the concept I do not want them on my team. It is hard work and it is not for everyone and I respect that. There evidently are some reps out there who are greedy and seem to be signing up people under false pretense. I personally do not understand why they take this approach as they receive no compensation on signing people up, and if they new reps are not producers they too will fail. Evidently these greedy reps do not understand how fortune operates. I say punish the wrong doing reps not the company as a whole.

john54 said on Sunday, Mar 21 at 11:03 AM

So my goal as a FHTM rep is to find people that I can train, that will work for me, on my investment of $299.00, and bring in profits on mostly their efforts? I can train these people while I work hard for FHTM?

Joe said on Sunday, Mar 21 at 10:58 AM

John, Just because a business uses the network marketing model doesn't mean that it is a scam.

john54 said on Sunday, Mar 21 at 10:50 AM

So benefit of the efforts of many; off your investment? Sounds like a security that may fall under te laws that involve a security.

Joe said on Sunday, Mar 21 at 10:50 AM

If you can't find it on your own, call the auditor's office tomorrow and they will tell you. In the mean time if you look hard enough you can find it. I'm not going to do your homework for you.

Anonymous said on Sunday, Mar 21 at 10:34 AM

Ok what is my source? Where should I look for the approval and endorsement of FHTM? Provide some source so we can all see!?! As usual no factual info from Fortune.

Joe said on Sunday, Mar 21 at 10:11 AM

John, Do a little more homework, you will find that FHTM's business plan was in fact approved by the state back in 2000. You're going to have to do more than just read the C&D order. As for the affiliate marketing, I never said that there wasn't money in it, but one would have to work a lot harder as an individual to go out and sell these products. That's the beauty of network marketing. You are benefiting off the efforts of many. Didn't you read the quote from Rockerfeller? He understood how leverage worked, that's what network marketing is all about. Most of the money does stay in the state. These are Montana citizens just like you. They will spend money shopping, eating out, purchasing goods and services, paying taxes, giving to charity, buying property, etc. right here in the state. Money that wouldn't normally be available in today's economy. As for the education being a scam? I think you may have me confused with someone else as I never made such a comment.

Joe said on Sunday, Mar 21 at 9:51 AM

John, The reference to the insurance industry was to give an example of how the up front bonuses are paid out and then there is a smaller percentage of commissions after the initial sale. Not the MLM model. That being said, Primerica Insurance does use the MLM approach as agents are encouraged to recruit other agents and they get an override of their commissions and bonuses. So technically some insurance companies do use the same model as FHTM. And guess what, they have offices all over Montana! Just because a company uses network marketing doesn't make it a scam. You are the one not looking at the facts I am afraid. You keep saying thier are bonuses for recruiting with FATHOM, when there are none. There are several people in my downline that absolutely no money was paid out on. If it were simply about getting people in at $299 then I and everyone above me would have gotten a bonus. That's just not the case.

john54 said on Sunday, Mar 21 at 2:50 AM

Oh and by the way Joe I love the comment you made in response to “Love u Montana” when you said the problem with affiliate marketing programs is that “you have to continually sell to make a decent income” Isn’t that what you all are supposed to be doing, selling? You did say that Fortune is sales based? But now you are talking about having 250 people in your down line. Wouldn’t you have to recruit those people or train others to recruit and focus on brining people into the program? And if affiliate marketing is not a big money maker, how are Fortune reps making an income if they are using affiliate marketing? Perhaps it is primarily through the income of introducing others into the program and reaping the bonuses you get from brining them in, separate from actual sales. It’s hard to hide the truth of your program when you really get into the details. Like I said keep posting Fortune reps, especially you Joe, you just keep exposing more and more.

john54 said on Sunday, Mar 21 at 2:42 AM

Also if you read the C&D order, it clearly states that according to Montana law, the filing of a form, giving notice of the operation of a company, does not confer “any license or registration or signify that the state has sanctioned, approved, or endorsed a multilevel distribution company or its sales plan or operation.” So your statement that the state approved FHTM’s plan is blatantly false and the evidence shows that. And as far as hurting revenue in the state, most of the money generated by FHTM reps will go to the people far upline, who I doubt reside in Montana, so shutting Fortune down might actually help keep money in the state. Are there anymore colorful faulty comparisons you want to make? The one comparing education to a scam was real good. I’ll say this, Fortune reps are pretty creative when they create arguments with no factual info to back them up, but what else can they do?

john54 said on Sunday, Mar 21 at 2:41 AM

I see the Fortune reps did exactly what I said, ignored any factual information and presented FHTM propaganda, a few faulty comparisons, and made misleading claims. Joe, the insurance industry is nothing like Fortune. Even if you are an independent agent working off commission, the agent does not recruit people to sell insurance, who then are trained to recruit other people endlessly, and the agent does not make his income primarily off the commissions he receives for recruitment; the agent sells insurance plain and simply. And you can use nice colorful terms for recruitment, you can even use the term in the state statute “obtaining the participation of others”, but it is still recruitment and you get paid for it separately from the product sales.

Craig said on Saturday, Mar 20 at 7:43 PM

The puppet strings are no more. We will see new changes take place in the MLM industry, it will get tougher and schemes will get shut down I'm affraid.

Lucia Reyes said on Saturday, Mar 20 at 7:01 PM

People if the biz did not work is because you don't work Fortune High tech Marketing works it does what it says how many MLM out can say that very few we are a very good biz we don't get stuck with product like other com that say we are a unfrachise BS all MLM work so work and you will see results nothing is free in life good luck

Christy from Deer Lodge said on Saturday, Mar 20 at 6:12 PM

I find it disturbing that pyramid schemes was operating in Montana in the first place. Apparently too many people lost money in this deal and are voicing their experience.

Mary in Montana said on Saturday, Mar 20 at 6:04 PM

I have been reading these comments for a few days now and finally made a decision today on whether this company is a scam or not. I apperciate all of the views given here both pro and con. I don't see how some of you people function as some of you post morning noon and night, but that is another issue. As for Fhtm in this case actions speak louder than words. I have done a lot of research since this story broke and found out that a lot of good is taking place with money from Fhtm. The owner Mr. Orberson gave 1.6 million to the University of Kentucky, $100,000 to Haiti and countless amounts to many churches. If you do some research you will find that others involved with Fhtm do a lot of good things as well. Actions not words. God Bless.

Stan said on Saturday, Mar 20 at 5:41 PM

Yah it's a pyramid scheme! People usually fall for these things when times are tough.

A rep in ND said on Saturday, Mar 20 at 5:37 PM

To all you FHTM people there in Montana hang in there. Once the Cease and Desist order was lifted here people that were on the fence decided if it's good enough for the Attorney General it's good enough for them. Once the state said everything was good we saw a huge jump in new reps and more and more people showing up at our meetings. Sales have been through the roof as well so don't be discouraged it will get better soon.

To Anonymous said on Saturday, Mar 20 at 5:21 PM

Affiliated Marketing is free to get into and available right now, so there are other ways to get back into the grove of where you left off, that is unless you rather focus on recruiting.

Anonymous said on Saturday, Mar 20 at 4:53 PM

While you people bicker back and forth, has anyone taken the time to think about the 1200 people that have lost a source of income while this cease and desist is in affect? I hope some of these people have other ways of bringing in some cash. This will only benefit the state when all is said and done with thier fines and penalties, and in the mean time 1200 of our citizens can't earn any money for several weeks and perhaps longer. The government is the biggest scam of all. Wake up people. Remember these things when you go to the polls in November.

Drayton said on Saturday, Mar 20 at 4:48 PM

If FHTM is all that, then why did it get in trouble? Why the cease and desist? Why so many phone calls and complaints over the last few months? Why the need to convince people it’s a great money-making venture. Sounds like a pyramid operation to me.

Joe said on Saturday, Mar 20 at 4:43 PM

Love you Montana, What you say is true. Anyone can affiliate themselves with these companies. The problem is you have to continually sell to make a decent income because they only pay out once. With FHTM you get the benefit of all of the others on your team. If you have 250 people in your downline and each sells 10 products or services you are then getting paid residual income on 2500 products and services. How long would it take someone doing that on their own? As John D. Rockefeller once said “I would rather earn 1% off a 100 people's efforts than 100% of my own efforts. This is how the FHTM and MLM business model works.

Love u Montana said on Saturday, Mar 20 at 4:14 PM

These companies will not charge $299 to get started or another $299 to be trained. Since what you are suppose to be doing in FHTM is sell products, then you have an opportunity to do just that. Focus more on customer relation than chasing that never ending recruit. If you are into travel service, Travelocity will not charge you $50 month for a web-portal, it’s free. There is more benefit as an affiliate than needs explained. If you researched FHTM, then research affiliate marketing with the same companies.

Love u Montana said on Saturday, Mar 20 at 4:14 PM

Joe, it’s an analysis and a great one at that! What I find interesting on the site is the facts to support his findings on the comparison of FHTM products that basically show anyone can obtain the same products at lesser value and make more in percentage if you go directly to the source as an affiliate. The issue with FHTM reps is they claim to be customer gathers, but your intentions are focused on recruiting….hence Montana cease and desist. What I see, if someone is interested in doing what FHTM has to offer, why not do it as an affiliate. Your business will not be determined by wrong doings of other bad reps. People in Montana while your checks have stopped, you can go to Dish, Peter Lamas, Travelocity, Roadside Autoclub, Ingrid, Simplexity (cell phones), or Linkshare, or whatever you feel like selling and sign up as an affiliate.

to take a walk joe said on Saturday, Mar 20 at 1:27 PM

You really referenced the article by Howard Wagler? Do you honestly think I'm going to take financial advice from kid just out of college? He hasn't experienced enough in life yet to be giving me advice.

Joe said on Saturday, Mar 20 at 12:05 PM

LRC, Care to elaborate? This agency approved FHTM's plan in 2000. The state auditor does not have a clue what she is talking about as she incorrectly described the FHTM business plan. FHTM as a company has not violated Montana law. A few reps may have misrepresented the company, but they are independent contractors not employees. They are the ones the auditor will have to go after not the company.

LRC said on Saturday, Mar 20 at 11:56 AM

The comments are funny by the one FHTM rep (Joe), he has no clue about what's going on in Montana. He is grasping straws on the issue at hand in Montana and making ridiculous comparisons or using consistent attempt to side step the issues.

Joe said on Saturday, Mar 20 at 10:35 AM

John, There are no recruitment bonuses and the residuals do add up. FHTM is not a get rich quick scam. It is a business and it takes time for that business to grow. Sometimes years. The residuals are where the long term substantial income comes into play. This is almost identical to the insurance industry. When an agent sells a policy they receive a huge chunk of commission upfront for aquiring that customer, and then a much smaller commission from then on. It takes time for an agent to build up enough customers before the Agency makes a lot in residual income. No different than FHTM's model. Who do you think the agent's first customers are going to be? Himself, family, and friends. I hope the state auditor doesn't see this because she may go after the insurance companies next!

Breezy LA said on Saturday, Mar 20 at 8:31 AM

Just seen the news on mlmwatchdog. It's about time some states put their foot down, hopefully this time something more gets done about it.

john54 said on Saturday, Mar 20 at 4:45 AM

think one of those comments went through twice, oh well....you guys get the point..

john54 said on Saturday, Mar 20 at 1:43 AM

Furthermore the commissions from the “sales” are often very low, as little as .80 cents at times and this is why I state that the FHTM compensation plan has a higher incentive to focus on recruitment rather than retail sales. Say you make your first 3 customer points and make a few dollars in commission from those sales, but you get $300 for the recruitment bonus (quick start bonus), what do you think you will focus on? Reps like Joe will say that is why you build teams to build up the residual, but the recruitment bonuses will always outweigh the commissions from sales, even when you build your teams, and “building teams” is another way to say recruit. And no matter what happens in this state, it won’t be the end. FHTM is on everyone’s radar now, this is the second C&D order within a few months and if this one ends in a settlement I’m sure their will be another soon. The future for FHTM doesn’t look bright.

john54 said on Saturday, Mar 20 at 1:38 AM

And this is also why he wants to link the sales to the recruitment bonus because if the bonus is separate then he knows that will put it into the category of a pyramid scheme. But again the fact is that the recruitment bonus is separate, it is not money coming from the actual sale; FHTM likes to be creative when it comes to that fact by saying that you can’t get the bonus till you make sales (the customer points). In the case I mentioned before, Webster v Omnitrition, the MLM tried to use the same argument, but the court stated “Omnitrition cannot save itself simply by pointing to the fact that it makes some retail sales.” The sales mean nothing if they come from the rep and incoming reps, they need to go to actual customers outside of FHTM. The compensation plan that FHTM has does not go far enough to encourage their reps to sale outside of FHTM; it is simply a device to give the appearance of sales.

john54 said on Saturday, Mar 20 at 1:25 AM

For all you people out there that don’t know what FHTM is pay close attention to the comments from Fortune representatives and you will see a consistent attempt to side step issues that are problematic to FHTM and an attitude that Fortune can do no wrong. You will see a lot of false and misleading claims; and like with Joe’s responses you will see simplistic explanations in response to factual information. You will also see a conceit that anyone that chooses to work a real job is some how ignorant and a sucker. And of course you will see a lot of creative substitutions, for instance calling a recruitment bonus a customer acquisition bonus or referring to representatives as “customers” because often the new representatives are the customers along with the rep recruiting them. Most of their “sales” for services are sales to themselves or new reps.

Joe said on Friday, Mar 19 at 4:25 PM

Love you Montana, Then the problem lies with the trusted friend or relative not FHTM. FHTM offers a great tool to create a decent income. It's like a hammer, one person my receive a hammer and use it occasionally to hang a picture or remove a nail. Give the same hammer to another person and they may become a carpenter and go on to a lucrative career in carpentry. It's the same tool with too end results. FHTM is no different. It is up to each and every individual on what they can or are willing to do with it.

Love u Montana said on Friday, Mar 19 at 4:14 PM

I beg to differ, KFBB story on FHTM ranks in the top 12 on Google search under FHTM. That means it’s on the first page and getting a lot of attention. Sorry to bust your bubble Joe. However, I am troubled by your remark “People that fell (sic) they were scammed, they should have done their homework first.”….very troubling and expected comment. You see, people can’t help it if a trusted friend or family member comes up to them with the FHTM opportunity and was totally misled. I can see why so many people are in an uproar and the calls keep pouring in.

Anonymous said on Friday, Mar 19 at 4:08 PM

Lindeen can't shut them down because they haven't done anything wrong. The cease and desist order is only temporary and will soon be lifted I'm afraid.

live n learn said on Friday, Mar 19 at 3:59 PM

Lindeen has my support! SHUT EM' Down!

Joe said on Friday, Mar 19 at 3:49 PM

Love you Montana, Unfortunately when this order is overturned, there will be no news coverage. Even now very few people even care about this case. Just look at the number of comments on here. Over half are between you, john54, and myself. This just isn't that big of a deal. 99.9% of America will never know about this story. Let me guess you support government health care as well. I personally want less government in my life, and if I want to spend a couple hundred dollars on a business opportunity then so be it. It's only a few hundred dollars. What if it does work? As for the people that fell they were scammed, they should have done their homework first. The government is not there to protect us from our own stupidity. It's called live and learn.

Skinnypuppy Alx said on Friday, Mar 19 at 3:46 PM

I hate FHTM!

Skinnypuppy Alx said on Friday, Mar 19 at 3:43 PM

I hate scams!

Take a walk Joe said on Friday, Mar 19 at 3:39 PM

There is great info on FHTM product through a website called howardwagler dot com. It explains where the products come from and that you can basically do the same thing as an affiliate without spending hundreds of dollars. One thing I like to point out that most people don’t know is, that it’s not that easy to sign up on services offered by FHTM and if you do, you will spend more on the product than if you went directly to the source. FHTM charges unnecessary fees and activation fees which howardwagler site explains. It basically covers the cost of passing through several hands before the product is offered to FHTM. With that said the focus with FHTM reps is to get you to sign up on websites that generate the 3 pts necessary for them to earn their reward.

Love u Montana said on Friday, Mar 19 at 3:30 PM

Take a walk Joe! Face it, your scheme got busted for pyramiding in Montana.

JohnDoe2500 said on Friday, Mar 19 at 3:27 PM

About time someone recognizes what's going on. I seen how they operated and if it was against company standards, these guys got by with it anyways. Go Lindeen!

Brenda said on Friday, Mar 19 at 3:22 PM

I just don't see why our Government has let pyramid schemes go for so long. Pyramid schemes are popping up everywhere and FHTM is just one of many.

To scam buster said on Friday, Mar 19 at 3:19 PM

And now the state auditor has prevented him from creating any income now that FHTM is his only option. Shame on her!

Scam Buster said on Friday, Mar 19 at 3:14 PM

FHTM shut down? That doesn't surprise me. There was a guy at my work that solicited FHTM so much he was let go. I guess he thought it was more important than his career.

Joe said on Friday, Mar 19 at 3:09 PM

Horton, what is your reasoning behind this statement? It is easy to make such a statement, but what are your grounds for this decision? Are there legal grounds or are you just against free enterprise?

Joe said on Friday, Mar 19 at 3:05 PM

I can assure you they will be back in business very soon.

Horton said on Friday, Mar 19 at 2:53 PM

I'm glad our State Auditor is taking action. They need to remain shut down!

Looking for a sponsor said on Friday, Mar 19 at 2:43 PM

Hello Mae! Who is your cousin? I am thinking of joining and since you are not on her team (good thing for her and her team)!!! Anyone who would think it is funny that someone has not succeeded is someone that your cousin should feel lucky that you are not working with her!!!

Mae said on Friday, Mar 19 at 2:22 PM

Oh this is too funny. I had no idea this was going on. I had my cousin try to get into this thing about a year ago. She thought she was gonna get rich. She was so serious, but never made a dime. I'll have to bring this up to her so she can see that this company is in trouble. LOL

Joe said on Friday, Mar 19 at 10:16 AM

When I say a couple of hours I mean once the hearing takes place. I thought I might need to explain that for some on here.

Joe said on Friday, Mar 19 at 10:15 AM

It's not a trial, it's a hearing. It will take a couple of hours to resolve. Look at North Dakota for example. These hearings are very common in corporate America and all parties want them resolved in a timely manor. This will be water under the bridge very soon.

Casy said on Friday, Mar 19 at 9:55 AM

Over in a few day? LMAO!!!! Trial has yet to begin Joe.

Joe said on Friday, Mar 19 at 9:39 AM

Love u Montana, How do you get that it's too little too late? In a few days this will be resolved and it will be business as usual for FHTM. And where are you getting the no end customers? You really have little understanding concerning this matter.

Big Sky Big News said on Friday, Mar 19 at 8:49 AM

Thank you Monica Lindeen for bringing this to public notice. Enough is enough with pyramid schemes.

Love u Montana said on Friday, Mar 19 at 6:55 AM

Only if it where that true, too little too late! Montana just happens to have very ethical citizens willing to do their due diligence and turn the scheme in. The damage is done by FHTM reps and the investigation has been going on for half a year with the way FHTM reps treat their business like a true pyramid scheme, NO-END CONSUMERS. The State Auditor has done a superb job, she’s got my vote!!!!

Joe said on Thursday, Mar 18 at 10:20 PM

Love u Montana, That's not how I was trained, and that's not how my downline is trained. It's about purchasing a few services you need, and then selling these services to others. I know of only one person in my downline that has purchased the travel site and he is using it as an additional business. Then there are others that have all of their customers outside of their household. Not everyone is in a position to buy all of these services. Quite the opposite, most are joining FHTM because they need to generate additional income and therefore go out and sell these products and services.

Love u Montana said on Thursday, Mar 18 at 8:32 PM

The $50 a month for a replicated generic travel site through FHTM is ludicrous when anyone knows it cost nothing when you go directly to Travelocity to obtain the same setup if you want to make extra income selling travel to others and yes just like an on-line travel agency. The kicker is FHTM leaders are encouraging new sign-ups to use it since it counts as 2 pts. Then you throw in FHTM generic website and bam you have 3pts for $75 a month. It is a quick bonus payout for everyone above and for someone who never obtained and END-CONSUMER.

Anonymous said on Thursday, Mar 18 at 4:12 PM

Chickie, Anyone who believes everything they read or hear from media, government, and the internet without doing their own research is doomed. Educate yourself don't let others do it for you!

stuff said on Thursday, Mar 18 at 4:08 PM

Paying for the Affiliate services that FHTM offers is like paying for to receive radio stations. It's a pyramid scheme plain and simple.

Joe said on Thursday, Mar 18 at 4:07 PM

To Love u Montana: OK, if you already have or had Dish then don't buy it. As for the Travel site. That is for people who want to make extra income selling travel to others. Like an on-line travel agency. This would appeal to very few people to begin with and few purchase this option. There are many products that are very useful, and most use them on a daily basis that FHTM offers. What people don't understand is that MLM requires work. You have to get out and sell products and services. If you are not comfortable with sales, then don't get into MLM. I don't need the state auditor to make that decision for me!

chickie said on Thursday, Mar 18 at 3:53 PM

Anyone who falls for the FHTM scheme is incredibly gullible or stupid. Maybe both. "nuff said.

Love u Montana said on Thursday, Mar 18 at 3:46 PM

One thing to remember on Dish service provided by FHTM is if you had Dish in the past, it's next to impossible to have it reinstalled at the same address. Many people are not told this until they are already in FHTM and spent the $299. Another reason why people feel mislead and turned them in. Many roadblocks on what FHTM offers. And yes the websites are useless, especially if you can get the same $50 a month web-portal by Travelocity for Free if you go directly through Travelocity. Not many people know this, but guess what, FHTM reps do and it kills them to know you can obtain something without wasting money. Live and learn there is a sucker born every minute, don’t let that be you.

Love u Montana said on Thursday, Mar 18 at 3:40 PM

Joe your clueless, now I see why FHTM has issues!

Brittney said on Thursday, Mar 18 at 3:38 PM

OMG…I know several people who use to be involved in FHTM who would sign people up and have them acquire their own customer points, mainly web-services, phone message service or identashield . It’s what generates the quick payout. Cell phones take too long and residual doesn’t start until the fifth month I believe. They was showing me how to work FHTM system to make the most of getting paid fast. They even made up their own sign-up sheet so they can input people and their services into the system, but what they was doing was placing people they thought was productive under a strong downline. That triggered my pyramid radar. I’m sure FHTM P&P was against it, but it didn’t matter. No wonder FHTM is getting nailed.

Joe said on Thursday, Mar 18 at 3:28 PM

To love you Montana:So internet service, cell service, satellite with Dish network, Home security, Vitamins and supplements, etc are useless? How many of these do you use? You are on the internet now so that's at least one.

Love u Montana said on Thursday, Mar 18 at 3:23 PM

Yah whatever…you can sign up a 100 people and not get paid, but the trick is, is get those 100 people to sign up on useless web services and bam you get paid. No END-CONSUMERS Hello Pyramid Scheme. Look at YTB same setup and in serious trouble.

Anonymous said on Thursday, Mar 18 at 2:45 PM

To anonymous:I guess I will stop shopping at Walmart since the are also not accredited by the BBB. They even have a B- Rating. And look at the complaints. They will never get another dollar from me and I suggest everyone else should think before they shop at Walmart. Who cares who's associated with the BBB. If they give good value and customer service does it really make a difference?

Joe said on Thursday, Mar 18 at 2:35 PM

John, You are making my point, a rep can purchase all but two of the products or services, but many don't purchase any of them. Many sell to others and get all of there customer points. Not everyone can afford to buy all of these services to get qualified. The bonuses are directly tied to product sales. Even when you get qualified you still don't get a bonus. Your sponsor and their upline do! All this does is allows the person who sponsored you as well as their upline to get a bonus on your product sales. And as far as the low commissions once you have a large downline and each person gathers customers it doesn't take long to build a large amount of residual income. It becomes a matter of compounding. Much like if you start with a penny at the first of the month and double it each day by the end of the month you will have over 10 million dollars! That's how the commissions work.

john54 said on Thursday, Mar 18 at 2:28 PM

that's funny! I meant 6 out of 10 services. My mistake..

Anonymous said on Thursday, Mar 18 at 2:24 PM

You FHTM reps might like to discount membership and ratings of the BBB as well as membership in the DSA...but many people disagree on this point. Established member organization dedicated to ethics an legal business practices is the key here. Almost all of the major Network Marketing companies are embers of the DSA...that is what they are all about. Certanly those established companies that are legal and ethical ones are members they want the public to see their record. It would seem most of the positive posters are FHTM reps and why wouldn't they defend their own?? But if you are considering this company...do your own diligent resreasch and the BBB and DSA as well as the FTC are good points of reserach. I guess that time will determine whether the established business organizations are right along with the State Auditor

john54 said on Thursday, Mar 18 at 2:18 PM

The payment is outside of the product sale! A rep can sign up for 2 out of 3 services to get his quick start bonus and later 6 out of 4. Doesn't seem like you are really selling to the people outside of FHTM, seems like you are buying your own products, with commissions as low as a dollar to get a bonus, which is unrelated to actual sales, for over a $100 or more! What pays more? Recruitment or sales?

Joe said on Thursday, Mar 18 at 1:58 PM

John, there are no recruitment bonuses! They are customer acquisition bonuses. Companies pay FHTM as much as $200 for each one they send to them. If a rep gets three customers FHTM then gets paid up to $600 by the service providers and in turn passes this on to the reps as bonuses. That being said a rep may decide to purchase some items that they already use susch as cell phone, TV etc. That's just common sense. But a rep is required to have outside sales as well to be qualified or promoted. Many reps run thier business without purchasing a single product from FHTM.

john54 said on Thursday, Mar 18 at 1:48 PM

Joe, read my post again and read the case I mentioned. The "bonus" is separate from the product sales, the courts have rejected your argument that you can't get the recruitment bonus if you don't make the sale, especially if you are the one consuming the product. FHTM rep's sell to themselves to qualify for the recruitment bonus! The focus is on recruitment!

Joe said on Thursday, Mar 18 at 12:11 PM

Can you explain how I am wrong Paul?.

paul orberson said on Thursday, Mar 18 at 12:06 PM

WHOEVER WROTE THIS HAS NO CLUE!!!!!!!!! Do your homework people. As far as the BBB membership, most large companies in the US are not accredited. Very few local and state companies are. There are may well known companies that have ratings lower than FHTM. Go search the site and see for yourself. As for the DSA, it represents less than 1% of Direct selling companies in the US. As for the charge of recruiting being the primary source of income it clearly is not the case. A FHTM rep makes no money from signing people up. You can sign up 100 people and get paid zero. It is all based on sales. And a rep is not required to purchase a single product from FHTM

Cheryl Orberson said on Thursday, Mar 18 at 12:03 PM

Please stop picking on my husband. He is a good man even though we went broke after to moving to FLorida in 2000. We had to start this pyramid scheme to pay for my expensive shoe habit.....

paulie said on Thursday, Mar 18 at 12:01 PM

FHTM is a scam because accoring the the FTC rules a "PPS" is one where most of the product is sold to the representatives and one must pay to play. Without 5 points you get nothing from your downline

paul orberson said on Thursday, Mar 18 at 11:59 AM

There are so many of you that dont understand that you DONT get paid unless you buy my products and services - a website (I make a killing on those fees), MyTel Tag (I again make a killing on those items)

Joe said on Thursday, Mar 18 at 11:52 AM

Do your homework people. As far as the BBB membership, most large companies in the US are not accredited. Very few local and state companies are. There are may well known companies that have ratings lower than FHTM. Go search the site and see for yourself. As for the DSA, it represents less than 1% of Direct selling companies in the US. As for the charge of recruiting being the primary source of income it clearly is not the case. A FHTM rep makes no money from signing people up. You can sign up 100 people and get paid zero. It is all based on sales. And a rep is not required to purchase a single product from FHTM.

Love u Montana said on Thursday, Mar 18 at 10:25 AM

The investigation started back on July 2, 2009 after receiving multiple complaints by consumers. That is more than enough ample time to conclude to a cease and desist which is pretty serious.

Montana Forester said on Thursday, Mar 18 at 9:36 AM

If you look at the C&D Order from the State and the evidence quoted...MT has a good case to shut this down. Time will tell whether this is legal, but my guess is FHTM will just continue the reteric and claims all the while moving on to other locations. This has happened before with other MLMs and this one seems a perfit fit for a disappearing act.

john54 said on Thursday, Mar 18 at 12:06 AM

Also the C&D shows that not only were the local representatives pushing the $299, but in the interview with Jim Miles, with the CEO, Miles stated that a participant had to “pay money” to get involved with FHTM, so it was not just a few local rep’s, it is a common practice with FHTM. As in the Omnitrition case, the courts stated that it is not enough for the MLM to have rules in place that deter pyramiding, the rules must be enforced. In addition FHTM sales are mostly from the representative joining. For instance 3 customer points are required to get the quick start bonus (recruitment bonus), but 2 can be from the representative. Prior cases have found that requiring retail sales, is an ineffective determent to pyramiding, if most of the sales are to participant themselves and not to actual customers outside of the MLM. You are just getting the sales, which often produce a very small commission, so that you can qualify for the real money, the recruitment bonus.

john54 said on Thursday, Mar 18 at 12:03 AM

Joe, your math problem is just that, and you can get an answer, but you are presenting the wrong question/problem. You are talking about sales for the company. The state statute specifies “a person” so if the person is deriving their income primarily from recruitment then that is the issue, which then generalizes to the company. As far as not having to pay the $299, if you are referring to the “representative” level, you are still paying a $75 “deposit” to join. Furthermore the compensation plan encourages recruitment over product sales, and to reach the higher levels and higher payouts the participant must pay more money such as the $299. In past MLM cases the courts have rejected the notion that there was a basic level that did not require payment, because the higher levels were pushed and did require a fee. The most noted case is Webster v Omnitrition.

Montana Forester said on Wednesday, Mar 17 at 11:47 PM

I wouldn't want to get into the debate on the legal issues here...but all should consider these facts: FHTM is not accredited by the Better Business Bureau and in fact is rated a C- by the BBB.Also even though FHTM has a link to the Direct Selling Assn., they are not members. AND the Obermeyer fellow used to work for EXCEL an mLM that no longer exits...does that tell you anything. There is a lot of rteric here...but the questins is DO REPS MAKE MONEY FROM SIGNUPS? If so..that would subject investigatin from alegal standpoint.

Love u Montana said on Wednesday, Mar 17 at 11:38 PM

The Allegations of Fact on the Montana cease and desist order page3 sec 6. defines the form filed as MLD-1 on Dec 22, 2000 with the Department for notice filing purposes as an alleged multilevel distribution company. With that information and FHTM’s Policies and procedures, the State Auditor had the resources to determine how the business is supposed to operate by compensation and qualification. Apparently multiple presentations by FHTM leaders got out of hand with misrepresentation; some even came from the top.

nobody said on Wednesday, Mar 17 at 11:35 PM

Everybody take down your advertising/marketing material... computer web pages... the internet itself... your signs and bill boards the lettering on that wall it all a scam a pyrimid scheme all these thing now brought to our attentioun by this wonderful lady that over rides her chain of command. because someone complain. Harvard law the college dedicated it brain power to look at FHTM pyrimid scheme and the IRS will let you pay your taxes and the owner of banks and wealthy men and women take their fortable time to build these thing just for the controversy maybe we should make one for spelling words so we can burn book and chastize things we dont understand

A Connected FHTM RSM/CRT said on Wednesday, Mar 17 at 9:37 PM

One last comment, if I may? There are many organizations in this country who want more and more customers to shop at their locations. This includes many Universities. These are the same organizations that have become more financially secure when tough times seem to arise and people flock to get an education, this in turn hopefully find something better in four, five, six years after graduation. I don't plan on getting back on this site again to view if there has been a response from anyone, but would like to add this. I was recruited very heavily from the University that wanted me to attend their college and ask me to pay a registration fee to get in and then bought my education 90K. I bought a business with FHTM when I came on board and paid the $299.00. Now, If my memory serves me correctly I too, paid a yearly fee when I re-enrolled to actually obtain my Masters. Is this NOT the same thing? Hhhmmm, I always wondered why I had to pay that? Now I know education may be a SCAM...

A Connected FHTM RSM/CRT said on Wednesday, Mar 17 at 9:20 PM

that should have landed me a "GREAT" position in our country. I will in no way comment on how bad things are in our Country, but I do say that I am one blessed man, regardless. I have all I need except for a "HUGE" School Loan, which at my age may never be able to pay off with a Corporate American salary. That said, I would like to thank Paul Orbeson personally for allowing me the opportunity to pay down my debt that I have acquired in the eight years I went to school. I would also like to say thank you as well for allowing me to feed my family day in and day out. It's easy to neglect to remember how many families are surviving and paying the same bills that we all have due to choice. So John54 I wish you the best as you venture into whatever you may be venturing into. I will not end this with slander towards you and all of the others who seem to think and believe this to be a scam. It certainly is not so!! Once again I wish you John54 all the best. Take Care.

A Connected FHTM RSM/CRT said on Wednesday, Mar 17 at 9:08 PM

I am not one to normally post blogs and comments to these things; however, I chose take the time to do my personal research from afar and read everyone of the posted comments. Why? I don't know! I guess, I am intrigued about educating myself with many facets and opinions. I also love to read as I become older and wiser. I find it truly interesting that there seems to be one and only one, who comments back and forth with most of the people who have spoken here. I will "NOT" be surprised when John54 will relentlessly try to respond to my comments as well. I have spent many years educating myself with Degrees from various Universities and have obtained a very well rounded education. Most people would love to say this for themselves. Most people want to obtain the dream of even finalizing their education but can't due to finances!! Does this mean I am better than they? "NO" not at all! I just worked hard as a single person focusing on my vision of getting that so called paper...

and what about... said on Wednesday, Mar 17 at 5:44 PM

The breakaway commission plan...

Johnnie said on Wednesday, Mar 17 at 5:10 PM

I was at a meeting not too long ago. I was enticed by some of the top guys who showed me how much they make. I almost signed up, but my wife kept me from signing the doted line. Thank God she did, I sure would hate to get involved with a pyramid scheme. I love what I do and I will continue to make money the honest way.

To Everyone said on Wednesday, Mar 17 at 3:53 PM

HAPPY St. Patrick Day....may your day be filled with warmth, health, and peace...

Joe said on Wednesday, Mar 17 at 2:24 PM

John54, Here is a simple math problem. If FHTM brought in $1,315,506.00 on the sales of products and services and $553,153.00 was received from the 1295 participants in Montana. What is FHTM's primary source of income? So now the question becomes is the state auditor smarter than a 5th grader?

steadfast said on Wednesday, Mar 17 at 2:23 PM

FHTM pyramid scheme in trouble, about time! I knew this day would come. Two cease and desist orders in little as a few months. Oops and the latest does not look good for you FHTM con artist.

john54 said on Wednesday, Mar 17 at 2:20 PM

It's only a problem if you are a part of FHTM. Read the ND agreement and you will see why. Or just check FHTM's website in relation to the agreement.

Joe said on Wednesday, Mar 17 at 2:17 PM

John54, You do not have to pay anything to offer FHTM's products and services and you will be compensated under the same pay plan as anyone else. The $299 gets you a website, rep support, a back office that tracks all aspects of your business, training, a subscription to Success magazine and some other things.

Joe said on Wednesday, Mar 17 at 2:08 PM

John54, I was just quoting a ND newspaper story in which the headline read FHTM given green light to continue business in North Dakota. So what's the problem? FHTM is not a scam, and the statement that 1.8 million has been stolen from state residents is nothing short of slander. 1.3 million went towards the purchase of goods and services that reputable companies provide. The state hasn't even given FHTM a chance to respond to these allegations yet they are considered guilty already! Let's wait for the outcome of the hearing before we declare guilt.

john54 said on Wednesday, Mar 17 at 2:05 PM

And the income claims are not an element of the alleged violation of the state statute. Paying for the opportunity to receive compensation that is primarily derived from recruitment rather than product sales, is what is at heart here. And of course that is the short version.

john54 said on Wednesday, Mar 17 at 1:53 PM

please don't stop posting FHTM rep's God forbid that you should expose what you were trained to say and what FHTM told you. And joe saying they were given the green light is saying they passed, which violates the agreement. Semantics will not save you.

Joe said on Wednesday, Mar 17 at 1:47 PM

John54, I guess we will have to wait and see the outcome of the hearing. FHTM does not allow income claims or promises of wealth by FHTM their reps. There is some evidence that certain individuals may have violated not only Montana law but also FHTM's Policies and they should be dealt with accordingly. It is a good thing that these people were brought to light as there needs to be something done about this practice, but to blame an entire organization is not the way to handle this.

john54 said on Wednesday, Mar 17 at 1:34 PM

I wasn't referring to you Joe, I'll be more specific next time. And what FHTM puts on paper and what they actually practice is two different things. As you can see on this site alone their have already been income claims. And that is why the C&D included surveys and evidence of interviews with the CEO to counter claims such as yours, that it was just a few bad rep's.

Kabet said on Wednesday, Mar 17 at 1:33 PM

Monica Lindeen and KFBB great job!!! A

Joe said on Wednesday, Mar 17 at 1:33 PM

Hernandez, What are you talking about?

Hernandez said on Wednesday, Mar 17 at 1:25 PM

Take away the $25 a month FHTM web site fee and the $50 a month on Travelocity website fee and FHTM will have a hard time paying the bonuses. The $50 a month replicated website and one-time activation fee is otherwise (((Free))) as an affiliate directly through Travelocity. I think any simple person can see the Travel deal is bilking reps.

Joe said on Wednesday, Mar 17 at 1:25 PM

John54, As an FHTM rep you are not trained to mislead people actually it's quite the opposite. It is clearly stated in their policies and procedures that this is grounds for termination of their contract with FHTM. Also claims of income are not to be made. So the reps who are guilty of this will be dealt with. FHTM does not endorse this type of behavior from it's reps and does not tolerate it. Remember these people are independent contractors and not employees of FHTM.. And also, a settlement is not an admission of guilt.

FHTM REP said on Wednesday, Mar 17 at 1:24 PM

To all the FHTM Reps. Please refrain from writting on this blog. It only hurts our business having you argue with others about our business (FHTM). If you can wait until it is all cleared then you can make your comments.

Belowski said on Wednesday, Mar 17 at 1:19 PM

I love you Monica Lindeen. Keep it up girl, you ROCK!!!!

john54 said on Wednesday, Mar 17 at 1:16 PM

A few bad rep's! Who trained those rep's? Who supervised those rep's? Isn't FHTM responsible for that? Pay attention FHTM rep's because if you do what you were trained to do you just might get hung out to dry for FHTM. And the court is the finder of fact, so we will see if it is determined that FHTM has broken the law or not, unless FHTM settles again.

Mike said on Wednesday, Mar 17 at 1:13 PM

The auditors office is not treating this illegal pyramid issue like it’s something new to their state. However they are treating the enormous amount of misrepresentation by sales reps in FHTM like it’s something new. People have known about the lies for a long time and people are tired of it. Now finally something is getting done about it.

Joe said on Wednesday, Mar 17 at 1:06 PM

John54, I didn't state how the issue was resolved or go into details on how, I just said they were given the green light to do business. Your reading comprehension skills are somewhat lacking.

Mike said on Wednesday, Mar 17 at 1:05 PM

Many FHTM reps as you will find make fun of those that have a J.O.B. or a 9-5er, but the laugh is on them now, after knowing most FHTM reps make a fraction of what a minimum wage worker makes today.

john54 said on Wednesday, Mar 17 at 1:01 PM

Actually FHTM settled the allegations in North Dakota and paid for it's own investigation as part of the settlement. And if you are part of FHTM in any way and stating that FHTM passed an investigation by North Dakota, you are breaking that agreement and jeopardizing FHTM's business in that state as well. Read FHTM's website and the settlement before you post again...

Joe said on Wednesday, Mar 17 at 12:55 PM

John54, This figure is in the C&D order and was provided by FHTM. I'm sure they will provide all the evidence in the hearing and clear that portion of the claim up. As in North Dakota FHTM will be given a green light to continue to do business in Montana. I challenge you to find one Montana law that has been broken By FHTM. Remember this is the same state office that approved their business plan back in 2000 and granted them a license to do business here. The auditor's office is acting like FHTM is something new to the state when in fact they have been here for nearly ten years!

REPLY to MIKE said on Wednesday, Mar 17 at 12:52 PM

I am defending it while I run to the bank to cash my check....thanks!

Mike said on Wednesday, Mar 17 at 12:49 PM

I think 5 months of investigation says it best from another poster. I think the State Auditor knows more than most you posters in FHTM. It's must be sad being in a business like FHTM where everyday you have to defend it.

Mike said on Wednesday, Mar 17 at 12:43 PM

What does $299 really get you when you sign up as a sales rep...a few DVDs & brochures? They should include the unprofitable replicated web-templates like most other companies in the MLM industry instead of bilking off anyone who ask to get 3 pts when they first sign up as a sales rep. What a sham!

john54 said on Wednesday, Mar 17 at 12:41 PM

Provide a source that 1.3 mil came from goods and services, a reliable source. And yes I read the C&D and quite a bit more before that. It is on solid legal ground. I don't like big government but in this case she is doing her job!

ALL the other 49 STATES are Stupid said on Wednesday, Mar 17 at 12:39 PM

Well since Montana "BUSTED" a pyramid scheme they better go tell North Dakota too since they just passed in November that FHTM is "LEGAL". Guess what ND checked first into the company before jumping on the local news..oh yeah, they better go tell Kentucky where the business is ran that it is a scheme, oh how about the other 49 states that it is "Legal". I hope all the other states catch on...(HA, HA)

Joe said on Wednesday, Mar 17 at 12:30 PM

John54, Have you read the complaint by the state auditors office? FHTM has not broken a single law in Montana! There may be a couple of independent reps who crossed the line, but that is due to their own lack of understanding FHTM. The auditor's claim that FHTM stole 1.8 million dollars is just ignorant. 1.3 million went towards goods and services. This disputes their claim that most of the money comes from recruiting. Think for yourselves people and do a little research. Don't let the government and the media do the thinking for YOU.

john54 said on Wednesday, Mar 17 at 12:05 PM

That's a shame, you better start looking for plan C. As for being on the computer all day, well I'm not. I have time freedom and I didn't need FHTM to get it! I guess it's the perfect scam when you can get the person you scam to be your biggest supporter.

John 54 are you serious contined said on Wednesday, Mar 17 at 11:23 AM

So fellow FHTMer please stay strong and keep your excitement for tomorrow alive as we sit back and watch Politian self promote herself in an election year….but I do believe she will find out this will turn into a political nightmare for her.

John54 are you serious continued said on Wednesday, Mar 17 at 11:22 AM

The internet has opened up this opportunity to us as we become the middleman of our own bills and those that are in our sphere of influence. It is a wonderful opportunity and I have worked very hard over the past 9-10 months at helping others become successful also. So for a very small investment the potential for great reward is there. I am a small time player in this business but for the last 6 months my FHTM business (plan B) has out preformed my Plan A job. Even this month with it being shortened to 7 days due to the action of the State my business out preformed my Plan A job and it only took 7 days to do it. FHTM also provide for me and my wife a free cruise last month which is something my Plan A job had never provided and never would. But the best part is I get to work with people that are opened minded and excited about tomorrow and not close minded people like John 54 who sits on his computer all day and posts on something he knows nothing about…but he thinks he does!!!

John54 are you serious said on Wednesday, Mar 17 at 11:21 AM

You are showing us what 54 stands for aren't you!!! $299 never goes into the comp plan...It covers training and some materials and a year’s worth of Customer Support and if you are on my team that mean you also get my support for a year...I think that is a heck of a deal. The comp plan is paid for by companies that FHTM provides customers to...both long term residual and Quick Start Bonus (QSB) and Customer Acquisition Bonus (CAB). Similar to how other stores get paid like Radio Shack, Best Buy, & Local Satellite and Internet providers except this money is distributed to the reps that built the team and not just the owners of those individual business. Yes CAB are larger than Monthly commissions but CAB are one time payments while residuals are monthly. Can I sell a lot of products yes I can but I choose not to, I choose to build large teams of people that sell a few products and services and teach others to do the same. (to be contined run out of space)

last best place my A@# said on Wednesday, Mar 17 at 10:34 AM

only in MT are convicted without so much as a hearing! Throwing aside one of the great things about our country. Innocent until proven guilty ... unless your in Montana!

Michele from Texas said on Wednesday, Mar 17 at 10:15 AM

Amazing, the fact the State Auditors office made this comment, "Only people in the top are making money" says she has not researched FHTM at all. How could YOU "steal" such a wonderful opportunity from your residents?!?!?!?!

SawyerJ said on Wednesday, Mar 17 at 8:16 AM

Five months of investigation! Monica Lindeen did an excellent job of gathering info before revealing the pyramid scheme. Jackie Boyle, a spokeswoman for the Montana auditor's office said in the Kentucky Herald Paper more and more people are calling in to complain and the complaints are increasing daily about being scammed. Hoorah!

Sugar said on Wednesday, Mar 17 at 7:36 AM

If you are wanting to stop pyramids then you need to investigate efusjon, the energy drink company. You pay money to be a rep and get bonuses to sign people up too. There are youtube videos out there about the business opportunity.

Sugar said on Wednesday, Mar 17 at 7:31 AM

No 1300 have not complained, that is the number they say are representatives with FHTM in MT.

Papa said on Wednesday, Mar 17 at 6:58 AM

Dear Lindeen, you are doing the right thing by exposing a new form of pyramiding. I am impressed that over 1300 people have now step forward with complaints. Maybe other states will see what’s going on and step up as well. You have stirred up an overlooked system in MLM that definitely needs fixing. The bottom is collapsing beneath the pyramid structure and will soon tumble. You have my blessing.

john54 said on Wednesday, Mar 17 at 1:21 AM

Oh that is just great! I love it! Are you in Montana Mark? Sounds like you are still promoting your business. And exaggerated income claims, as a lure, to bring people in are part of what got FHTM in trouble. I want FHTM rep’s to keep posting because you are just proving the case and exposing all the misinformation that FHTM puts out there. If you don’t pay the $299.00 then you don’t get any bonuses plain and simple, you can call it training, or entrance fee, or licensing fee, the point is you have to pay it, and that is one of the elements of what defines a pyramid promotional scheme in the Montana statute. Lindeen didn’t need a survey; she could have just started a blog and let all the FHTM rep’s expose the scam with their posts.

MARK said on Wednesday, Mar 17 at 12:20 AM

The $299 pays for your training (which they pay other repesentatives for), information and materials to get started, access to the website and access to all the companies we advertise for!!! And john54 if you would work as hard doing FHTM as you are trying to cut on our great company, you could very well possibly make $10'000 in your 2nd month in business!!! You have been putting in post from 6:36am to 12:13am!!! Then part or all of that money, you would have spent in your state and local town or city, then who would benefit from that? Local businesses, national chain stores, your family, your friends, church , school and federal, state and local government would receive more revenue thru taxes and fees. It would benefit alot more people than yourself. It simply helps the economy period!

MARK said on Tuesday, Mar 16 at 11:29 PM

Instead of filing a complaint....why didn't those people show Monica Lindeen the presentation??? I'll bet she would have signed herself up!!! LOL! Some people just don't think the right way! They let fear and intimidation take them over.

john54 said on Tuesday, Mar 16 at 11:13 PM

If you know about the law then you know that Lindeen has covered the elements of the Montana statute. She has established that the participant pays a fee of $299.00, for the opportunity to receive compensation that is derived primarily from recruitment rather than product sales. Anyone that is part of FHTM knows that the residuals are laughable, a few dollars if that, of each contract or service sold, and the order addresses that issue. Simple saying that you have to get customer points (sales), before you get you customer acquisition bonus; which is another way of saying recruitment bonus, is a joke, its FHTM’s way of trying to seem legal and cover up that the only way rep’s make real money is through recruitment. Hopefully the courts see through FHTM’s lies.

Joe said on Tuesday, Mar 16 at 10:16 PM

In reference to bicknmorter's comment, a rep from fortune can not purchase all the services from themselves. At least two of the services or products must sold outside the household and not by the representative. Chances are the products they and others do purchase are things they are already using. Also, a rep who recruits an individual receives no compensation for doing so. This whole case is based on misinformation. I for one do not want a state official telling me what I can and can't do with my money. I am looking forward to the outcome of this hearing.

Bricknmorter said on Tuesday, Mar 16 at 10:00 PM

Monica Lindeen and Montana are the best for exposing a pyramid scheme. The reps focus on recruiting while becoming their own customer. It's a flat out scam and people are tired of scams.

only a matter of time said on Tuesday, Mar 16 at 9:34 PM

Yes FHTM will be back in business in Montana and the Auditor will look silly but hopefully FHTM will be able to affect her finacially like her little smear job did to them...

The response said on Tuesday, Mar 16 at 9:29 PM

No, I'm not insane, I just happen to understand the Fortune Business model as well as business law. The state auditor is filing this injunction based on a few questionaires to some Fortune Reps, complaints filed by those who felt they were riped off and other research that the state conducted. Based on this they filed the cease and desist order. Yes I have read the entire complaint, and that is just what it is a complaint based on thier findings. That being said once there is a hearing Fortune will have the opportunity to dispute thier claims and the order will be lifted. I see nothing in the complaint that Fortune has done that is illegal according to Montana law. A few of the independent reps, but not Fortune. The state auditor acts like FHTM is new to the state when in fact they filed for and obtained a license in the state in 2001. Fortune's business plan was reviewed and approved by the same office!

The counter said on Tuesday, Mar 16 at 9:29 PM

Originally Posted by littleroundman What, are you insane, or simply delusional ???? Have you read the complete 34 page .PDF Montana complaint ???? In it you'll find not only details of each allegation, but a clear and concise reference to the corresponding Montana statute AND copies of all relevant correspondence.

Just read from another post said on Tuesday, Mar 16 at 9:28 PM

Not really. This whole news story is filled with misinformation. This whole case is based on that fact alone. The state auditor needs to watch her comments as well as she states "Pyramid Scheme Stole $1.8 Million from Montana Residents" according to the headline. This case hasn't even been heard yet and she is declaring Fortune to be a pyramid scheme and saying that they "stole" 1.8 million. So she is the judge, jury, and executioner in that state? Who voted this woman into office? I would not admit to it if I was a resident of Montana.

raazorX said on Tuesday, Mar 16 at 9:07 PM

LOL!! You FHTM people crack me up!! Too funny!! Keep it coming. :-)

Allison said on Tuesday, Mar 16 at 9:07 PM

I had a friend that would not stop bugging me to look at this pyramid scheme, maybe because he knew they was in trouble. Oh well eventually it will get finished.

Joe said on Tuesday, Mar 16 at 8:55 PM

The statement made by State Auditor Monica Lindeen is very misleading. Has anyone posting these comments taken the time to actually read the court order? How can FHTM have stolen 1.8 million dollars from the residents of Montana when 1.3 million went towards the purchase of goods and services that they use everyday such as cell phone service. Also Dish Network, Home security, internet service, and health and beauty aids to name a few. These people would have purchased these services from somewhere else if not from the FHTM reps! The other $500,000.00 was spent by entrepreneurs who saw the opportunity and wanted to start their own business. What's wrong with that? This whole case is ridiculous. Even the math provided in the order by the state clearly shows that a majority of FHTM's revenue comes from the sale of products and services and not in recruiting new reps. Come on people we need better representation than this from our government officials.

Julie said on Tuesday, Mar 16 at 8:37 PM

Here is what FTC says about product based pyramid schemes: Pyramid schemes now come in so many forms that they may be difficult to recognize immediately. However, they all share one overriding characteristic. They promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public. Some schemes may purport to sell a product, but they often simply use the product to hide their pyramid structure. Many pyramid schemes will claim that their product is selling like hot cakes. However, on closer examination, the sales occur only between people inside the pyramid structure or to new recruits joining the structure, not to consumers out in the general public.

Julie said on Tuesday, Mar 16 at 8:28 PM

Its funny how the true colors come out with FHTM reps when someone does a write-up that exposes the true nature of their business. They tend to think anyone not like them is broke, lazy and flips burgers.

Julie said on Tuesday, Mar 16 at 8:23 PM

There is a sucker born every minute and the cons are enjoying this game. These FHTM reps play on people’s fear of a turmoil economy in hopes of finding new recruits. The beans are spilt people and you will now have a harder time trying to sucker people into the scheme.

Montana Native said on Tuesday, Mar 16 at 6:37 PM

I personally find it interesting that the owners of the website who at the bottom of the screen appears to KFBB are reporting this unique information are allowing four, count them four different ads on the same website, giving you "secrets to adding 15 reps a week", another one "onlineMLMsecrets"...give me a break it is okay to let the advertisements promoting the company be on the same website that is reporting this company to be a "scam". Which is it, KFBB? Be a proud American make a stand!! And please don't hide behind the first amendment.

Mr Right said on Tuesday, Mar 16 at 5:27 PM

Woo hoo I made the almost impossible dream of becoming a 1% in Fhtm I was able to earn significant income in under 2 months using companies such as GE, Dish & Verizon! So if this is a scam please someone scam me again !

1021dl said on Tuesday, Mar 16 at 5:07 PM

Someone better tell her to have a talk with Warren Buffet and Donald Trump. They own MLMS and do business in Montana. Wow is she really this misinformed? Gee I wonder if the news station will do a story when this gets cleared up or is it all about trying to mislead the public.

raazorX said on Tuesday, Mar 16 at 5:02 PM

The funny thing about the cease & desist order in Montana is the said "Partner Companies" DENY any partnership with FHTM. The cease and desist order contains copies of letters from Travelocity, GE, Dish denying any partnership and some denying any sales agreement with FHTM.

Wow in awe! said on Tuesday, Mar 16 at 4:38 PM

and john54 you are and outright liar as well. Not one of those companies if ever contacted would deny doing business with FHTM which leads me to believe that you are the one who initiated the complaint because you didn't make any money sitting on your couch eating chips.

Wow in awe! said on Tuesday, Mar 16 at 4:31 PM

Baker everything you said was an outright lie. Fhtm reps don't reveal how much money they make in the business, especially to those who are not in the business. This is known as baiting, and is illegal. So no matter what you do or say FHTM will operate in Montana when this whole ridiculous investigation is over. And I hope your happy with your $7.50/hour job. One day you might be able to become the head fry cook.

Wow in awe! said on Tuesday, Mar 16 at 4:26 PM

john 54 are you that simple minded? do you really believe all of that gibberish your saying? If so then I think your the one who is brainwashed. There is no money for recruiting people in this business. As far as a C.A.B. what that simply means is the companies pay a fee to the FHTM rep for giving them a loyal customer. It comes from the company's advertisement budget not from recruiting people. And as far as you people that say there is no money in it that must mean you work for the government and sit at a desk on your assets, and never do a lick of hard work in your lives. People that are motivated to be more than a peon, and want to work hard for success will do extremely well. Those of you who want to sit back and collect a check go work for the Dictatorship....um excuse me I mean Government. As far as Lindeen is concerned, I hope you are required to make a televised apology and admit you were wrong when FHTM is allowed to do business in this state. And they will be.

Julie said on Tuesday, Mar 16 at 3:30 PM

Lindeen I 100% agree with what your doing. The FHTM scam needs to be stop and other States need to step in to do the same.

Baker said on Tuesday, Mar 16 at 3:04 PM

Monica Lindeen is my hero for exposing this scam. I only wish it would of happened sooner. FHTM reps lied for too long on what they make to lure people in, it's about time some numbers are exposed.

I don't make alot but I'm in it for the long run said on Tuesday, Mar 16 at 2:33 PM

People don't make a lot of money doing. How come every successful business owner I know is in this and like me regardless of immediate success or not is staying in it. Is LiDumb Lindeen going to pay me $4.00 up front plus $$$ on the backend everytime I get an applebee's gift card from my site. Is she going to pay me for paying my phone or dish bill? ABSOLUTELY NOT, but she is going to try to damage the company that does. I have my site not for the great bonus', but for the amazing savings it offers from the places I already shop. Lidumb I hope you get sued so our government pyrmid can replace you.

Joe Black said on Tuesday, Mar 16 at 2:21 PM

A pyramid scheme is a non-sustainable business model that involves the exchange of money primarily for enrolling other people into the scheme, without any product or service being delivered. Pyramid schemes are a form of fraud. FHTM can't be the above because the only way you get paid in this pay plan is if you gather customers, products and services, from major companies that we market for.Ex: Cell phone from Verizon, Dish TV, Identashield, Travelocity Travel Portal. All products of services that our team members utilize to facilitate in our business. Traditional advertising isn't as effective as it used to be and we utilize word of mouth advertising. So if i can't get paid until i gather customers from these large companies how are we a pyramid. I bet if you look at your current place of employment, you would see a big pyramid and i bet your not at the top making all the money. If you are, good for you becuase you put in the hard work and effort to build a business.

Bruce McGuire said on Tuesday, Mar 16 at 2:14 PM

WoW! Goverment math needs to go back to school. Social security, goverment, your employer is a Pyrmid. Goverment hates competion.

Red Flag said on Tuesday, Mar 16 at 2:13 PM

I love you Montana for exposing the truth!

Annie said on Tuesday, Mar 16 at 2:08 PM

I so glad this scheme is exposed. HA HA HA HA. I hope it gets shut down for Good!

john54 said on Tuesday, Mar 16 at 1:53 PM

Montana state law defines what a pyramid scheme is and it doesn't matter if you have a product. All that matters is that you pay for the right to recriut others and then primarily make your money from the recriutment of others and not product sales. You guys bought everything FHTM told you, try reading the law before you speak. Lindeen is on solid legal ground

Joe Black said on Tuesday, Mar 16 at 1:44 PM

If we aren't affiliated witht these companies, like Lindeen states, then why did the dish guy come to my house and hook up my dish after i ordered it from my fortune website. And how can use my Verizon droid that i obtained through my own website? I still pay my bill to these companies as well so obviously they recognize Fortune as the middle man in that transaction. 9 years of existence in all 50 states and Monatana thinks this is a scam. Dig a little deeper and you will see that this company was founded to help average Americans get out of financial hardship. I will be the first to admit that is has changed our lives financially...

MARK said on Tuesday, Mar 16 at 1:42 PM

Our own government can't keep companies in the states and now they are trying to stop FHTM from bringing these companies revenue. Many people are on unemployment because our government can't give many people these so called securities. We trade customers for pay in this market. We are advertising! We have a choice as individuals to better life for ourselves and that is what we must do. With FHTM we can help others do the same. This is a wonderful group of people who want to help everyone succeed in life that are willing to work and listen. There are all sorts of pyramids including our own government. In case some people are unaware, there is legal and illegal pyramids. Illegal pyramids funnel money and offer no products or services. There are many products and services offered through FHTM. FHTM supports many families and we should be greatful.

The Truth said on Tuesday, Mar 16 at 1:32 PM

This article is not only wrong but wildly inaccurate. For Example, the total cost to get started in FHTM is $299, and the article states that 1300 people have signed up as reps. $299 times 1300 people is $388,700 that FHTM ever collected for their OPTIONAL Special Services Package. How do you get from $388,700 to $1.8 Million. The answer, you can't it's mathematically impossible. This also doesn't take into account that Tax Deductions (the #1 tool that businesses and investors use to get into a better tax bracket) would on average for someone making 30K to 40K add another $5200 to their bank account simply for them working their business regardless of the level of success that they acheive. So for every rep (all 1300) the amount of money infused into the local economy would be, $6,760,000. And that's before you take into account the income those reps recieved from FHTM.So not only is this article wrong but it damages people's lives.I would not trust anyone that can't even do the math.

U said on Tuesday, Mar 16 at 1:28 PM

Dear Lindeen, You should be embarrassed. You have made yourself and the great state of Montana look completely ignorant. If anything is a scam, it is what you're doing to this company. Prepare yourself to feel like a total moron when and if you get your facts straight. Oh and by the way, good luck in the next election…I know I won’t be voting for you. Sincerely, A Concerned Citizen

lrc said on Tuesday, Mar 16 at 12:48 PM

This lady has no idea what she is talking about. Of course only a small amount of the people make money because there are only a small amount of the people willing to work for it! Do you think you are going to get paid when you never show up for work? All the complaints are probably the people out there who thing money grows on trees! I was in FTHM and I MADE money, i decided to get out when i decided it wasnt for me, and thats the end of the story. Its not a scam, people let it scam them by not actually putting in the effort to make money. I agree with what was posted earlier on no wonder montana is 10 years behind everyone else when it comes to business and economy!

Sugar said on Tuesday, Mar 16 at 12:41 PM

If this is a scam then Amway/Quixtar is also, and how old is this company. What about efusjon energy drinks that only offers a couple of products and wants you to sign up people. Come on people it is like any thing, you must work at it to make money. If you have a job do you think your employer will pay you to just sit there. NO!!!

john54 said on Tuesday, Mar 16 at 11:58 AM

I guess you haven't heard, when several of those companies were contacted they denied any "partnership" with FHTM. Start opening your eyes folks you've been scammed! Lindeen did a great job of finding the truth about FHTM, she did her homework and really put all the facts together.

NOT A SCAM said on Tuesday, Mar 16 at 9:33 AM

It is like any other business you have to get customers into your store to buy the product. Mr. Oberson worked for Excel first and then began FHTM. He went to these businesses and said instead of advertising and spending money that way why not if I bring you customers you pay them to bring you customers...WOW. How simple, but it isn't quick pay...you have to WORK, unlike many don't like to do!!

Dave said on Tuesday, Mar 16 at 8:11 AM

If I buy a membership to a gym and never use it, should I blame the gym if I don't loose weight or get in shape? Too many people look for someone or something to blame their troubles on. GROW UP!

john smith said on Tuesday, Mar 16 at 7:49 AM

wow / actually find sorta funny .. that she is willing to open her mouth that far . now she has to do her work and fight the fight. which n all will find FHTM to be doing great things not only n her state but other areas as well. And yes i do agree that we dont need scheme and scams going in and out of any state. people r going through enough troubles .. so encourage that if u r going to pick upon this one company that is doing great things.. then go ahead and continue the fight against scams.

jadrum said on Tuesday, Mar 16 at 6:39 AM

If it looks like a goat and smells like a goat, then it probably is a goat (FHTM). Really people...any company that promotes itself as an easy way to make money, and live life on your own terms isn't going to work for you...those people are already in the business...wake up! Pyramid scheme, duh!

john54 said on Tuesday, Mar 16 at 1:08 AM

Also FHTM representatives are encouraged to sign up for their own services, which in the MLM industry is called inventory loading. You are indeed paying to be your own customer so that you can get the points to earn the recruitment bonus. Again it’s all about recruitment. It’s a scam, the top 1% of representatives make the money and the rest are brainwashed to try to achieve what they make and told they are lazy when they quit or that they didn’t work hard enough.

john54 said on Tuesday, Mar 16 at 1:06 AM

Oh gosh! You FHTM representatives always have the same lines. The “customer acquisition bonus”, which is just another way of saying recruitment bonus, is separate from the “residuals” you get from the affiliate marketing and therefore unrelated to product sales. Just because you have to get a certain amount of points to get the bonus doesn’t mean the money came from the product sale. The residuals you get don’t compare to the recruitment bonus. If you depended on the residuals from the affiliate marketing, you would make very little money, and that is why FHTM representatives are encouraged to recruit. That is where the money is and that is why the focus is on recruitment and that is why it is a pyramid-scheme.

Really John54 said on Tuesday, Mar 16 at 12:39 AM

Really John54 the 54 must stand for your IQ since you speak about something you know nothing about because from what I can see FHTM doesn't pay anything for recruiting but is does provide nice customer acquisition bonus… And I am sure you know nothing about that!

Disgusted said on Tuesday, Mar 16 at 12:30 AM

It is a shame and the state should be held accountable for their statements I hope FHTM makes an example out of them and files a slander suit against Lindeen and the Great State of Montana.

john54 said on Monday, Mar 15 at 11:37 PM

You guys are all brainwashed! It’s a pyramid scheme! It’s about time someone did something about this company. A pyramid scheme is one in which the participant pays for the right to recruit others and makes their money primarily from the income from recruiting and not the products they are selling. You all bought the line FHTM sold that said a pyramid scheme doesn’t have a product and that is not true. Open your eyes and accept that you have been scammed and sold a bill of goods that never existed! Wake up! If you are a FHTM rep you know that the only way you make any real money is off the bonuses from recruiting and that is illegal! The vast majority of people lose money.

john54 said on Monday, Mar 15 at 11:36 PM

You guys are all brainwashed! It’s a pyramid scheme! It’s about time someone did something about this company. A pyramid scheme is one in which the participant pays for the right to recruit others and makes their money primarily from the income from recruiting and not the products they are selling. You all bought the line FHTM sold that said a pyramid scheme doesn’t have a product and that is not true. Open your eyes and accept that you have been scammed and sold a bill of goods that never existed! Wake up! If you are a FHTM rep you know that the only way you make any real money is off the bonuses from recruiting and that is illegal! The vast majority of people lose money.

Lose Money? said on Monday, Mar 15 at 11:07 PM

Are you kidding? Anyone that has put effort and time into this business will bring revenue to the state. It's no wonder we are 10 years behind everyone else. Change will happen with or without you.Get on the bus or get out of the way.

MT born n raised said on Monday, Mar 15 at 10:52 PM

I now know who I WON'T vote for. Does a legal business report earnings to the IRS on a 1099? OH here we go with the narrow minded MT outlook. Mrs Lindeen needs to tell the truth and that she doesn't know the facts.Before you make negative accusations one should know the facts.

ESM said on Monday, Mar 15 at 10:35 PM

I do not choose to be a common man, It is my right to be uncommon ... if I can, I seek opportunity ... not security. I do not wish to be a kept citizen. Humbled and dulled by having the State look after me. I want to take the calculated risk; To dream and to build. To fail and to succeed. I refuse to barter incentive for a dole; I prefer the challenges of life To the guaranteed existence; The thrill of fulfillment To the stale calm of Utopia. I will not trade freedom for beneficence Nor my dignity for a handout I will never cower before any master Nor bend to any threat. It is my heritage to stand erect. Proud and unafraid; To think and act for myself, To enjoy the benefit of my creations And to face the world boldly and say: This, with God's help, I have done All this is what it means To be an Entrepreneur.

Empowering Freedom said on Monday, Mar 15 at 10:12 PM

FHTM is a business opertunity in the MLM industry. The problem isn't with FHTM it's wit people who fail to actually work their business. A person's success or failure in this industry is based upon their individual actions. A person can't blame FHTM for their lack of drive and ambition. Every person has the same oppertunity. It's a business no different from amway, Avon, Mary Kay. It's Network Marketing, it's building teams of people. When a person fails in this industry you can't point the finger at the company you got to look into the mirrow. FHTM is an amazing company and is helping people own what they do.

Joe Black said on Monday, Mar 15 at 9:52 PM

FHTM is 100% legal and if you don't believe me, check the Better Business Bureau. The company represents itself in all 50 states, Canada, Puerto Rico, and the United Kingdom. . I guess montana is the only state that caught on to the scam! Get your facts straight before you make decisions lady....I can't believe how our local government is representing themselves.

hope4change said on Monday, Mar 15 at 9:45 PM

Clearly, Lindeen knows absolutely NOTHING about this business...she should be embarrassed by her ignorance, as I am by the fact that I voted for her!

scam said on Monday, Mar 15 at 9:26 PM

FTHM is a pyramid scheme and a complete scam! It's laughable...wake up, morons!

Rocky III said on Monday, Mar 15 at 8:32 PM

How can a securities regulator stop a company from doing business that's not even classified as a security? That is the AGs job....NOT an insurance regulator. If Fortune is a pyramid...then so is every other JOB including the political offices of every state across the land. She never cited a reason other than "she believes" or in her "opinion". Keep it professional and not personal woman!!!

Mm2010 said on Monday, Mar 15 at 8:14 PM

Are you kidding!?!? Stole!?!?? Come on! I hope fortune hi-tech sues the state of Montana for slanderous accusastions!!! This is completely irate and made-up...a fabrication!! Fortune follows the guidelines that each state sets forth. I'm sure the matter will be resolved swiftly and those Montana residents can resume business. Find someone else to pick on Lindeen!

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