Insurance Industry and Market Changes to come with New Year - KFBB.com News, Sports and Weather

Insurance Industry and Market Changes to come with New Year

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Over the weekend the Obama Administration releasing the latest update on the enrollment numbers nationwide using Healthcare.gov. and people still in the market for insurance can expect a few changes coming with the New Year to the insurance industry, ABC Montana's Joe Moeller has more.

During the last weekend in 2013 The White House reported more than one million people have signed up for health insurance through Healthcare.gov

They claim the surge of enrollment came after the improvements to the web site that took place during the beginning of December. Here in Montana they noticed a difference after the "fixes" as well.

"Beginning in December one when healthcare.gov was working better the questions changed a little bit to folks trying to drill down into what kind of policies are available in Montana, what are the prices, what do they cover, how can I maximize the tax credit for my family, for my small business, for myself, etc." said Jennifer McKee, Communications Director for Insurance Commissioner's Office.

The White House says things are getting on track and out of the 1.1 million that have signed up in 36 states who are using Healthcare.gov, over 950 of them signed up during the month of December. The initial goal for the Obama Administration was over three million by the New Year.

"We anticipate however that the Montana numbers would mirror the federal numbers, there are way more people getting through than there were before. We can tell from the kinds of questions that have come in, at least we can kind of get a sense that there is much less frustration out there and that people are getting through and we started hearing a lot of success stories." added McKee.

With the web site operating better than the initial roll out, the New Year comes with new changes in the insurance industry and market that the public should be aware about.

"For the first time your insurance company can't discriminate against you if you have survived a disease or a serious injury, they can't charge you more for that, they can not deny you for that. There are new caps on what you can pay out of pocket, all preventative care is paid for with no costs sharing which means no money out of your pocket. So there are some important changes that are happening to health insurance."

For more information or guidance on the marketplace and changes starting Wednesday you can visit the web site located at the bottom of your screen.


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