How to Avoid Getting Scammed - News, Sports and Weather

How to Avoid Getting Scammed

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If you receive an email or phone call from someone asking for to confirm your banking information or asking for money, beware, it could be a scam.

The Montana Federal Credit Union warns that scammers could be after your credit information and hard earned money.

The credit union says the scams they usually hear about are fraudulent applications, when someone will open an account using your information, and fishing scams, when a fake business calls asking for personal information.

"One thing to remember is that any financial institution will never call you to ask for your personal information. They have your personal information they don't need to verify it will you," says Becky Timmons, the MFCU Vice President of Marketing.

Timmons warns that you should also be aware of someone trying to scam you online.

"Another thing is to be careful of emails. If you receive an email from someone you don't know or open an email with any suspicious looking links, don't click on those because that could be a fishing attempt to get your personal information."

Scammers can go after anyone, but some people are more likely to be scammed.

"Certain age demographics can be more vulnerable to scams, especially senior citizens or anyone, who has a high propensity to shop online," Timmons adds.

To stay safe, the credit union says you should keep a close eye on your bank account. They add that signing up for a fraud alert on your credit statement is a good idea to make sure your money is safe.

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